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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17252 reviews)

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4.92

Based on 17,252 reviews, last reviewed 22nd Jan 2026

1200% increase in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Just banking! Just banking! No offers of credit, no fuss, no issues, perfect Reviewed on: 22nd January 2026

Latest lowest rating:

1

Debanking by Monzo ruined my credit Monzo notified me that my account was being closed, and they couldn’t tell me why. I was being “debanked”. Nigel Farage got a lot of press coverage wh... Read more Reviewed on: 22nd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17252)

Review of the Monzo, Current Account:

Thank you Monzo

The greatest experience ever, in every single aspect of what a bank means Reviewed on: 13th April 2021

I love it.

I love it. I love how you can create small little pots for your money, very helpful. I love the Monzo flex account also as it is so easy to pay back and means you aren’t stuck to living paycheck to paycheck. Would recommend to anyone who loves organisation! Reviewed on: 22nd April 2025

Best Mobile Bank

Monzo has the best app by far, so much so, that I switched from my previous bank. It also makes viewing and managing money super simple. Reviewed on: 22nd April 2025

Effortless Banking That Just Works

I love banking with Monzo because it just makes life so much easier. The app is super easy to navigate, which means I can check my balance, move money around, and manage everything without getting lost in a maze of menus. It keeps me up to date with instant notifications, so I always know exactly what's going on with my account—no surprises, no delays. Best of all, it’s completely hassle-free. Whether I'm splitting a bill with friends, setting up a savings pot, or just checking how much I spent on coffee this month, it’s all smooth and simple. I've never had any complications with Monzo, and honestly, that peace of mind is priceless. It just works, and it works well. It actually makes managing money feel kind of fun—which I never thought I’d say! Just a great time, every time. Reviewed on: 22nd April 2025

Sustainable banking

Sustainable banking is good for everyone Reviewed on: 22nd April 2025

Monzo empowers financial responsibility

Monzo centre’s it’s business around empowering people to be financially responsible. Their current account allows you to take part in savings challenges, view your credit score, add non-Monzo accounts, view upcoming bills etc. This helps people be smarter with their money and empowers them to take responsibility for their spending. This is fantastic! Reviewed on: 22nd April 2025

They flagged my salary as "suspicious" like what even.

They flagged my salary as "suspicious" like what even. Stuck w no cash Reviewed on: 22nd April 2025

App glitch mid important payment.

App glitch mid important payment. Support just says wait pls Reviewed on: 22nd April 2025

Out of nowhere account gotta frozen.

Out of nowhere account gotta frozen. Had to pay rent. No faster customer support. Joke Reviewed on: 22nd April 2025

I used Monzo after friends said it was useful for s...

I used Monzo after friends said it was useful for sending money and splitting. Ills easily. I had revolut, so I hesitantly downloaded the app. It was so easy to start using, and I love the friendly feel. The team clearly focuses on UX because the tools and app are very good. Reviewed on: 21st April 2025

Great card and service

I’ve used monzo specifically when going on holidays. This is to avoid the transaction fees which are charged by normal banks. I’ve recommended them to a lot of my family too Reviewed on: 21st April 2025

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