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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 6th Dec 2025

40% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good bank in mobile application. Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17224)

Review of the Monzo, Current Account:

It's all hocus pocus

Monzo has a strict privacy policy that does not tell customers what is wrong with their application. Without informing the end user what is wrong how are they supposed to know what to fix so they can be eligible for an account with them? Their customer service agents are not very helpful when it comes to answering questions either. Would not recommend as a bank. Reviewed on: 28th July 2023

Useful for day to day activities

Simple and easy to use. Great app and many options available for all kind of financial situations. I like the additional benefits for saving and investing Reviewed on: 18th April 2025

Tried monzo cuz everyone was talking about it but my...

Tried monzo cuz everyone was talking about it but my onboarding got stuck and then app crashed on completion Reviewed on: 18th April 2025

Account gets locked and can't access money when needed.

Account gets locked and can't access money when needed. Resolution takes time Reviewed on: 18th April 2025

Don't get the hype anymore about the monzo.

Don't get the hype anymore about the monzo. Transfer are quite slow even domestically done Reviewed on: 18th April 2025

excellent

Nothing comes near to what monzo provides Reviewed on: 18th April 2025

Great app, easy to use, wished the perks were better

Great app, easy to use, wished the perks were better Reviewed on: 18th April 2025

Genius and Simple

Added security, Gambling Block, are we calling you, are truly genius innovations. Investments, pensions, mortgage, everything couldn't be simpler. I have other bank accounts that use complicated language and difficult flows to offer relatively simple features. Not Monzo Reviewed on: 17th April 2025

Ukrainian choice of Monzo

Very similar to Monobank so familiar to use. Easy money transfer via Wize connected to Monzo, a useful feature indeed Reviewed on: 17th April 2025

Great way to use card abroad fairly.

Great way to use card abroad fairly. And i love that i can create different pots for my needs and save money with a good rate. Reviewed on: 17th April 2025

My favourite bank

Monzo is really easy to setup and use, their app is quick and easy to use, their push notifications are prompt, and I know from an experience my girlfriend had with them that they have really good customer service. Reviewed on: 17th April 2025

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