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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

The most amazing bank

I love Monzo bank and I see this bank is the most amazing bank in the UK. Reviewed on: 24th February 2023

Easy to use

This has been the easiest ap for banking I have used Reviewed on: 24th February 2023

Veryy gudddd

Excellent service is provided by monzo Reviewed on: 24th February 2023

Great bank!

Super simple banking with heaps of cool features. Also use the business banking which is just as awesome. I literally recommend Monzo to everyone I know! Reviewed on: 24th February 2023

This is really the best bank

Choosing monzo will be the best decision for you Reviewed on: 24th February 2023

Great service, awesome to navigate

Best Bank I have ever used in my life. Reviewed on: 24th February 2023

Monzo is a beast

I love monzo my first bank I opened up love it Reviewed on: 24th February 2023

Banking made easy...

Title says it all. A simple, intuitive and yet feature packed app allows for great money management. The 'Trends' feature works perfectly when it comes to budgeting funds on a monthly basis. Reviewed on: 24th February 2023

Great user interface

I believe Monzo is the best bank I have ever had. The app is so easy and simple to use that is by far the best I have ever come across. Given the new features added to the app, I also see that Monzo is taking onboard all the feedback from customers, which is great to see in a bank Reviewed on: 24th February 2023

Advanced Transactions

I love how Monzo show me my upcoming transactions and when it comes to direct debits even tells me if there are any changes to the amount in that particular month. Reviewed on: 24th February 2023

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