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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Handy and easy to use

Great for spending abroad and saving here at home! Reviewed on: 23rd February 2023

Seems to be heading in the right direction again

After a few years of weird tests and shoving adverts down your throat it's nice to see Monzo settling into a faster release cycle and focussing on the little niggles that annoy. Keep it up Reviewed on: 23rd February 2023

Great Service

I’ve never had any issues and is a lot more reliable than other banks I’ve used Reviewed on: 23rd February 2023

The Best Bank

It's simple. It's the best bank. Best features. Best support. Reviewed on: 22nd February 2023

Payment Reminder

Help to notify you when a payment is leaving or received into your account. Regular notifications to alert you to any changes to your account. Reviewed on: 22nd February 2023

Great bank

Great bank with good services, instant card transaction notifications is awesome. Reviewed on: 22nd February 2023

Excellent

Best company ever, so easy to use and much better than conventional banks Reviewed on: 22nd February 2023

Brilliant

Excellent customer service and good service Reviewed on: 21st February 2023

Monzo

The best bank by miles. Well done. Reviewed on: 21st February 2023

Best bank

Best bank with the best app on the market Reviewed on: 21st February 2023

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