Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

View other Monzo products

4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

58% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Brilliant Bank

Great online banking. Fantastic easy to use app and flex is available with 3 months interest free. Reviewed on: 21st February 2023

App banking at its best

The app is really easy to use, you are continually updated as to the transactions on your account, your available budget, spending habits and when you next need to input your pin. I have their premium account feature and I find this great value for money with its phone and travel insurance. There accounts have great additional features such as rounding up transactions with the spare cashing going into saving pots, the ability to create separate saving pots for all the different goals you are saving for without having to create new accounts and the ability to Flex purchased when needed on a 0% interest basis for 3 months. Monzo are by far the best bank I have been a customer of. Reviewed on: 21st February 2023

Outstanding digital bank

Constantly outstanding over all the other competitor. Monzo app is easy to use, the variety of products is great, support answers accurately and quickly. By far the best banking experience I've ever had. Reviewed on: 21st February 2023

Great for everyday spending

App has great features, allowing you to organise your money better and stick to budgets & savings goals. Reviewed on: 21st February 2023

Extremely easy to use

Very user friendly, easy to use, great app Reviewed on: 21st February 2023

Monzo is amazing!

Monzo has excellent customer service, a great app that is continually updated with new features and products. Reviewed on: 21st February 2023

Customer centric approach to app evolution

Having been a customer since 2016, it’s been amazing to watch the app develop and continue to be the hub of ideas that all the other high street / fintechs are trying to copy. Never has user feedback been so centric to a banking product. Reviewed on: 20th February 2023

Current Account

I really enjoy the flexibility of the account. I also like that you can use the card abroad for transactions without charges. Reviewed on: 20th February 2023

Mobile-only banking with intuitive interface

Monzo is my primary bank and have not missed the presence of a branch in the 5 years (or so) that I have been using the app. It has a very intuitive interface. It gives me confidence of being in control of my money and is therefore my preferred banking solution. Reviewed on: 20th February 2023

Complex Simplicity

I am so accustomed to banking through Monzo for my current and joint account that I can’t imagine not having this feature control and oversight. Monzo has made the complexity of feature rich control feel so simple. Reviewed on: 20th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from Santander 4.02 from 11 reviews
Silver Added Value Account
from Lloyds Bank 4.28 from 22 reviews
Current account
from Halifax 4.26 from 984 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3182 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1136 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub