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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

61% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Great bank

Monzo bank have a great UI and it's easy to understand and follow, very innovative. Reviewed on: 15th February 2023

Amazing

I couldn't possibly think of a better current account. Thanks, Monzo! Reviewed on: 15th February 2023

Great bank for travel

As someone who travels a fair bit I find it an inconvenience to change my money. Monzo is great for travelling because I can use it as normal. I like how it says what the cost was in pounds too. Reviewed on: 14th February 2023

Amazing customer service

Easy to use app with great savings pots and amazing instant notifications Reviewed on: 13th February 2023

Best bank

Early payday function are definitely best feature of monzo. Its the most convenient bank even they got no branches Reviewed on: 12th February 2023

The best of the best!

My first and best personal bank account which helps me everyday and everywhere. Reviewed on: 11th February 2023

Love my app banking - good standard customer service

When I first joined Monzo I lost a no card and had to travel to New York the day after- they invited me to their office that day to pick up a new card and fast tracked everything- I will never forget that first class experience - I love the easy access pots - it’s revolutionised my budgeting etc - my grandmother could do this it’s so easy and convenient- no other bank comes close to this Reviewed on: 10th February 2023

Unrivalled

Perfection. My favourite account. Love the features, love the ease, love the security, love the people who make it so great. Here’s to the future! Reviewed on: 9th February 2023

Quick and simple

A good account with plenty of options like overdraft, flex payments, early pay days etc. Reviewed on: 9th February 2023

Budgeting brilliance

The monzo app is full of fantastic features to help me budget effectively and save for the things that matter to me. Reviewed on: 9th February 2023

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