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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I have enjoyed being a monzo customer, the best bank wether on line or otherwise

Monzo is always ready to help with all and any query asked. Reviewed on: 16th March 2022

Monzo saved my sanity

Before I found Monzo, I was banking with one of the biggest UK banks for many years, and boy was it painful. Having to wait for transactions to clear over the weekend to show in transactions list? Torture! And that is just a top of an iceberg. I switched to Monzo probably 5 years ago, and never looked back Reviewed on: 15th March 2022

Incredible social features

I used the switch service, closing my Starling account and opening a Monzo instead! It was the best decision I've ever made, and I'm blown away with how easy it is to pay my friends. It's super quick and the app is really intuitive. Never been happier Reviewed on: 15th March 2022

Poor if you have family overseas

Monzo, unlike most banks, don't support receiving payments via IBAN which really limits the account to those entirely from the UK. Not sure why they don't fix it. Reviewed on: 15th March 2022

Excellent service

Fast and reliable Internet bank,good customer service and accessible every where you go Reviewed on: 15th March 2022

Dreams come true

Dreams come true. Work honestly. And have to grow your business. Reviewed on: 14th March 2022

Never fail to impress

The feature I like the most is the early payday... I simply love Monzo, never fail to impress Reviewed on: 14th March 2022

Easy to use and everything you need and more !

Best thing I ever did moving to monzo ! Reviewed on: 14th March 2022

Amazing bank

Quick and great service Really easy to use app Reviewed on: 14th March 2022

The best mobile app

I can't imagine banking any other way after moving from a high-street bank to Monzo over 3 years ago. Their app makes tracking spending so easy with complete visibility of payments, upcoming payments (which are welcome reminders) and the ability to categorise payments. I also regularly use "pots" to save with a target goal for each. There is a great online community so if I did want to push myself to save more I know where I would go for advice. Reviewed on: 13th March 2022

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