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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18389 reviews)

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4.93

Based on 18,389 reviews, last reviewed 9th Mar 2026

38200% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

changed my relationship with money... game changer, changed my relationship with money - made it healthy & saved my life x Reviewed on: 9th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18389)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

I love Monzo features, interface, and ease of use.

I love Monzo features, interface, and ease of use. Every interaction I’ve had with customer services has been efficient Reviewed on: 9th February 2026

Very good & efficient bank, lots of rewards and very...

Very good & efficient bank, lots of rewards and very modern. Reviewed on: 9th February 2026

Very efficient .

Very efficient . Easy to manage and view transactions and group them to budget Reviewed on: 9th February 2026

I love Monzo.

I love Monzo. I have been banking with them for over 6 years and now I have an under 16 account for my son. So so good! Reviewed on: 9th February 2026

easy app with simple understanding.

easy app with simple understanding. early 4pm previous day payment. messages reminding of upcoming payments Reviewed on: 9th February 2026

The most customer-focused bank in the universe

I have always felt that Monzo is the most customer-focused bank in the universe. Always responsive, always innovating and coming up with new products to make making the most of my money that much easier. Reviewed on: 9th February 2026

It was a great experience and with hell of Monzo ban...

It was a great experience and with hell of Monzo bank I get an overdraft facility Reviewed on: 9th February 2026

Good service ,very easy to operate

Good service ,very easy to operate Reviewed on: 9th February 2026

Excellent service and very easy to use.

Excellent service and very easy to use. Reviewed on: 9th February 2026

Been a Monzo user since the start.

Been a Monzo user since the start. The service and product are great, really can’t fault it. Reviewed on: 9th February 2026

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