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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19392 reviews)

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4.93

Based on 19,392 reviews, last reviewed 20th Apr 2026

105500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good bank, just opened a joint account Good bank, just opened a joint account Reviewed on: 20th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19391)

Britain's best Bank

Monzo is much better than high Street Banks, its more accessible with easy steps to open an account and the limits of withdrawals and cash deposits are very generous by far the best account I've ever had and would highly recommend. Reviewed on: 14th June 2021

Fantastic bank

Amazing bank. Brilliant customer service. Excellent products on offer and easy to use App Reviewed on: 14th June 2021

A great Bank online Bank

I use it particularly when I travel abroad. The foreign currency rates are very good and reliable. I like the fact that when I spend the conversion is instant and I can see what I have spent instantly. Reviewed on: 17th May 2021

Simply great

Immediately after any transaction (money in or out of your account) you receive a notification on your mobile. Reviewed on: 16th May 2021

Awful Bank

Avoid this bank at all costs! Bad customer service and rude staff Reviewed on: 3rd May 2021

Amazing platform. simple to use and very educative

Very good platform. Best for Budgeting and getting control of your finances Reviewed on: 2nd May 2021

VERY FAST AND EFFECTIVE

EXCELENT CUSTOMER SERVICES, IVE HAD ISSUES THAT REQUIRED IMIDIATE ATTENTION AND THEY SORTED IT ON THE SPOT, VERY GRATEFULL Reviewed on: 27th April 2021

Giedrius31

Aš labai džiaugiuosi šių Monzo bankų nes man jis geriausesI'm very happy with these Monzo banks because for me it's better Reviewed on: 27th April 2021

Most responsive Bank ever!

Monzo always listens and responds with an actual person who ALWAYS knows how to remedy your problem 100% within about 3-5 mins. Never can be said for other banks’ whose averages times are 40 mins......and only a 50:50 chance of immediate remedy. Reviewed on: 26th April 2021

Easy to use Digital Bank Account

Found Monzo quite easy to use with lots of features , like no commission on ATM withdrawals Reviewed on: 25th April 2021

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