Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,426 reviews, last reviewed 8th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always easy to use. Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19426)

Future of fintech

5
Absolutely love this application! Very easy to use and navigate, has savings pots that allow for much easier saving for various projects, and easy to keep track of transactions Reviewed on: 17th January 2022
Refilwe Modise's avatar
Refilwe Modise

Everything a bank is supposed to be!

5
From pots to help me manage my money, to virtual cards that mean I feel more secure when shopping online, to their prompt and friendly customer service, Monzo really has it all! Reviewed on: 16th January 2022
Buki Sule's avatar
Buki Sule

Great for tracking spending

4
Monzo is great for keeping on top of your finances and functions exactly like a physical bank on the app Reviewed on: 15th January 2022
Tegan Rogers's avatar
Tegan Rogers

Best Uk Bank

5
Never a hassle dealing with monzo , customer support is excellent. App is clear and simple to use. Reviewed on: 13th January 2022
@aaronf555's avatar
@aaronf555

Future of banking .

5
Very easy to use , so modern! The best! Reviewed on: 13th January 2022
Jonny 's avatar
Jonny

Very good bank!

4
Monzo was my first online-only account. Apart from one customer service issue which I received compensation for, they've been really good. My partner and friends also have Monzo accounts and to go out for dinner for example and have bill splitting is really helpful. It's all very simple compared to the old banks who put customers below profits. Reviewed on: 13th January 2022
robflow401's avatar
robflow401

good for tracking outgoings

4
fast, easy, clean and customisable Reviewed on: 13th January 2022
jredmanthomas's avatar
jredmanthomas

Great for budgeting

5
Keeping track of your money is so easy with Monzo. Instant transaction notifications and spending categorisations. Reviewed on: 12th January 2022
Pin King Mouse's avatar
Pin King Mouse

Innovative and Simple

5
This app is amazingly simple to use, whilst being useful, innovative and user friendly. Highly recommend. Reviewed on: 12th January 2022
Nicole Woods's avatar
Nicole Woods

Excellent account

5
Great customer service, app is very useful and well designed. Reviewed on: 12th January 2022
sgilb's avatar
sgilb

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3186 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1145 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill