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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19392 reviews)

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4.93

Based on 19,392 reviews, last reviewed 20th Apr 2026

105500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good bank, just opened a joint account Good bank, just opened a joint account Reviewed on: 20th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19391)

How banking should be

Easy to use, beautiful app, amazing support. I’ve moved all my banking over to Monzo Reviewed on: 24th April 2021

Love it best bank and I was supervisor of barclays

so easy to use never had an issue and 24/7 service can't grumble honestly brilliant xx Reviewed on: 23rd April 2021

Great with expense tracking

Love the way i get instant notification on each purchase i make with my card. Also gives an updated exhange rate when i’m abroad. Reviewed on: 22nd April 2021

Bloody love Monzo!

Effortless budgeting, Automatically keeping track of how much I spend of different things each month has been so helpful. I have a different savings pot for everything and can pay with either my current, joint account or business account on my phone with ease. Sending people money is a doddle, as is sharing my bank details to others. (Or just click request). Monzo helps me keep better track of my finances, helps me to plan my spending better, and helps me save easier. They listen to customer feedback and most importantly, I trust them. Reviewed on: 21st April 2021

15 Years w HSBC. Monzo the future

After being with high Street banks since 2007. It's only been a year with Monzo and its my main bank. So easy. So reliable. So stress fee. No worries or wierd practices. I wouldn't be without it. The app is amazing just easy. Reviewed on: 21st April 2021

Best bank account probably I will ever have

All them new features in the app, and then premium account giving you even more. Plus cheap rates on paying abroad Reviewed on: 21st April 2021

Promotion of Financial Literacy & control

Pots & visibility of incoming and outgoings ensures its easier than ever to follow the "pay yourself first" rule of finance. Features such as User opt in to gambling blocks shows Monzo is a bank with a conscience. Reviewed on: 21st April 2021

Slick app & great customer service

I've been using Monzo for 3+ years now and I still love it. It makes it so incredibly easy to look after your finances, move money around, categorise spending, pay people, etc. Plus their customer service has always been great. Reviewed on: 20th April 2021

Monzo is the bank I have always wanted!

Monzo is so easy to use. I love the features - regularly/automatically dividing my salary into different pots.i Its easy to see what I have, easy to save, easy to spend and easy to split bills. When i have had a problem the response has been swift and efficient - eg: changing my name by deed poll - no problem, no need to go into a branch. Monzo really is the bank account I'e always wanted!! Reviewed on: 20th April 2021

Horribly poor customer service

App suck. Customer service inadequate Reviewed on: 20th April 2021

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