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Monzo: Current account reviews

4.93
Based on 18,391 reviews, last reviewed 10th Mar 2026
38267% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026
Suz P's avatar
Suz P

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026
Ex Monzo's avatar
Ex Monzo

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (18391)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

5
Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Excellent service with great money management tools

5
I have been a Monzo customer for just over a year now, and as I have explored more of what Monzo offers I have become more and more delighted with the service they offer. OK some features are hidden behind a monthly premium subscription, but even the free version allows for a wide range of customisation and management options for you to better manage your money. Excellent service! Reviewed on: 29th April 2025

Monzo current

5
Good experience across a range of products, excellent design and presentation of information. Reviewed on: 29th April 2025

So easy to use - love having pots and virtual...

5
So easy to use - love having pots and virtual cards Reviewed on: 29th April 2025

Brilliant!

5
Brilliant! Staff always help out and would not change bank ever! Been with them over 7 years now! Reviewed on: 28th April 2025

Intuitive and reliable

5
I've used monzo for years, the app is intuitive and reliable. I have a great interest rate on my savings and get to use my card abroad with no fees! Never had any issues, have now started using the savings pot features and have opened a joint account. Makes moving money simple and sending money to friends really easy too. Reviewed on: 28th April 2025

Great, easy to use system thast makes my money make...

5
Great, easy to use system thast makes my money make sense! I've has the account for about a year and it is by far the best bank I've used to help with budgeting! Reviewed on: 28th April 2025

Brilliant!

5
Brilliant- easy to use and dashboards are a massive help. Reviewed on: 28th April 2025

Love everything about this bank

5
Love everything about this bank Reviewed on: 28th April 2025

Safe and excellent.

5
Easy, clear and excellent. It os the by far best bank i have ever had. It is so refreshing and the fact that itd become much easier have not diminished the feeling that your mony is safe at all Reviewed on: 27th April 2025

The greatest online banking Very secure and accessible

5
The greatest online banking Very secure and accessible Reviewed on: 26th April 2025

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