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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18397 reviews)

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4.93

Based on 18,397 reviews, last reviewed 12th Mar 2026

38467% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I moved to most last year and it had been greatly so... I moved to most last year and it had been greatly so helpful great opportunity’s to save money lovey customer service couldn’t ask for a better bank Reviewed on: 12th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18397)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Best bank ever, I’d highly recommend

Best bank ever, I’d highly recommend Reviewed on: 13th April 2025

Love how modern they are as a bank.

Love how modern they are as a bank. Things like pots, paying bills from pots, split the bill, tracking spending are great features! Reviewed on: 13th April 2025

very good service everything good

very good service everything good Reviewed on: 13th April 2025

I used Monzo. Excellent

I used Monzo. Excellent for send money and everything. Reviewed on: 13th April 2025

Supportive bank. Continually evolving for the better.

I’ve been with Monzo since 2018 and it’s been amazing to see it grow into an incredible bank. I joined for the withdrawals when travelling but now have even more protection - travel, phone and breakdown cover. I also am able to save money in pots, get paid early, and use the app to the maximum. Their app has been extremely helpful for me as a neurodiverse individual and helps me to stay in control of my finances. Reviewed on: 13th April 2025

I absolutely love my Monzo account

I absolutely love my Monzo account Reviewed on: 13th April 2025

Easy to use bank and app with decent interest rates...

Easy to use bank and app with decent interest rates on their account Reviewed on: 13th April 2025

Banking with personality

First class customer service team - plain English explanations and supportive staff. A paid current account that provides actual value for money. The best bank I’ve ever banked with. The fact that they provide their ‘Tone of Voice’ customer service training docs on their website is just one of the ways that demonstrates their transparency. Reviewed on: 13th April 2025

Passionate about banking

Been with Monzo since September 2017. I am a beta user. They are the best for banking experience, they put customers at the centre of their products and digital experience. My husband is with Monzo and my 12 yrs old is with Monzo! Reviewed on: 13th April 2025

Monzo is awesome!

Monzo is awesome! Very innovative, but user friendly Reviewed on: 13th April 2025

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