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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

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4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo so far the best bank i have had.

Monzo so far the best bank i have had. Reviewed on: 12th April 2025

Client focused services

Practical, innovative and client centred. Reviewed on: 12th April 2025

It’s safe to used this Bank , very polite to help pe...

It’s safe to used this Bank , very polite to help people Reviewed on: 12th April 2025

Great fir everyday and holiday spending (savings too)

Easy to use bank accounts, even fir my parents who dont understand English too well and aren't too fond of tech. The perks are quite nice of the premium accounts (especially the insurance and Vue monthly ticket). I find that Monzo processes fast the transactions which is why I choose it for my everyday spending, plus the saving scheme of putting something little away every day. Holiday spending is easier with Monzo with the currency rates and the allowance to withdraw Reviewed on: 12th April 2025

Best banking app I’ve ever used.

Best banking app I’ve ever used. Monzo has made money fun and understandable. It’s helped me manage my money better than ever. Reviewed on: 12th April 2025

Ease of use, innovative.

Ease of use, innovative. Simplistically brilliant. Banking made easy Reviewed on: 12th April 2025

They're always quick to come back with a response to...

They're always quick to come back with a response to a query, I finally have savings because I realised how much I spent elsewhere so finances now back on track and no overdraft Reviewed on: 12th April 2025

New age banking done right

I have had many banks in the past, and mono was by far the simplest to set up, the easiest to manage on your own and even when I got a fraud block in my account literally yesterday, I was able to verify my identity and get it back in minutes which I’m happy about because I need my money today!! I’ve referred about 7 or 8 people to use monzo now because I truly do believe it’s such a new age of banking Reviewed on: 12th April 2025

Really user friendly, app is easy to use

Really user friendly, app is easy to use Reviewed on: 12th April 2025

The best bank ever!

Their app it’s very interactive which makes it easier to navigate. Their costumer service is excellent! Reviewed on: 12th April 2025

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