Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18674 reviews)

View other Monzo products

4.93

Based on 18,674 reviews, last reviewed 12th Mar 2026

47367% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is the best bank I have been with so far they... Monzo is the best bank I have been with so far they keep money safe I like the idea of the pots and being able to lock them really helped me save lots... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Don't have your back They don't look after you when you need them most. Will lock your account with no explanation or timeline of resolution, leaving you without funds to ... Read more Reviewed on: 12th March 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18674)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

The best banking app for staying in control

Monzo has completely changed how I manage my money. The app is incredibly intuitive and makes budgeting feel simple rather than stressful. I love being able to split my salary into different Pots for bills, savings, and spending – it’s helped me automate my finances and stay on top of my goals. The instant spending notifications and categorisation make it easy to see where my money is going, which has genuinely reduced impulsive spending. I also find Monzo great for everyday use and travel, with transparent fees and real-time balance updates. While it doesn’t have physical branches, the digital experience is so smooth that I’ve never missed them. Overall, Monzo is the best current account I’ve used for control, clarity, and financial wellbeing. Reviewed on: 23rd January 2026

Great customer service and best app

Every time I have had to use their customer service has been amazing. Also, managing everything on the app is great Reviewed on: 23rd January 2026

Great company

Great company options to help you save invest .. savings challenge is great you don’t notice the money leaving your account great way to save for a holiday or cgrystmas Reviewed on: 23rd January 2026

I love how fast Monzo is other banks take ages to re...

I love how fast Monzo is other banks take ages to register payments or transfer but Monzo is instant and sometimes early too with the pay before it comes in feature Reviewed on: 23rd January 2026

Monzo has let me take control of my money.

Using Monzo has made it easy for me to see exactly where my money is going each month. Allocating my budget into pots, such as my food shop pot, let's me easily see how much I'm actually spending on each budget line as well as spending money directly from each pot through Apple Pay. The app is easy to use and customise and connects well with my other main bank account. Reviewed on: 23rd January 2026

always was very good to m...

Been with them now 5 years always was very good to me and my needs Reviewed on: 23rd January 2026

I love Monzo !

I love Monzo ! I have used Monzo for about 6 months now and i am just about to switch my wages from being paid into my well known high street bank account to Monzo. I love how it updates instantly, you can access your wages a day early, it has little money saving incentives, it’s easy to use. All in all it’s fab. However I couldn’t rate the customer service as I have never had to use them but I’m sure they are just as amazing as the app. Reviewed on: 23rd January 2026

Easy, hassle free but help when needed.

Easy, hassle free but help when needed. Reviewed on: 23rd January 2026

Great features, easy to set up and use the app and a...

Great features, easy to set up and use the app and account compared to some other banks Reviewed on: 23rd January 2026

The most user friendly bank I have used, great featu...

The most user friendly bank I have used, great features with saving pots and discounts. Superb app. Reviewed on: 23rd January 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Unizest 2.60 from 2 reviews
Cash Card Account
from Barclays 4.51 from 141 reviews
Gold account
from NatWest 4.48 from 365 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 830 reviews
Savings
from Monzo 4.97 from 236 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub