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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

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4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Excellent day to day banking app

Excellent day to day banking app Reviewed on: 10th April 2025

I have been using monzo for 6 years

I have been using monzo for 6 years Reviewed on: 10th April 2025

Never any issues.

Never any issues. Clean and simple experience. Reviewed on: 10th April 2025

Always had a good experience with Monzo

Always had a good experience with Monzo. You can get paid a day earlier and they have various account and credit options Reviewed on: 10th April 2025

Still the best banks out there

Customer service was very good when I opened my account but recently the level of customer service isn’t the same. There doesn’t feel like the same warmth from Monzo. Still one of the best banks I have been with. Reviewed on: 10th April 2025

best bank!

best bank! been with them for 6 years and they're my main bank account Reviewed on: 10th April 2025

simple, fast, reliable.

Monzo's service is simple, fast, reliable. I stopped using 'traditional banks' years ago and done see any reason to go back. Reviewed on: 10th April 2025

Great digital banking.

Great digital banking.innovative customer centric Reviewed on: 10th April 2025

Good app to use

Great features, great reliable and easy to use Reviewed on: 10th April 2025

Easy to use app, innovative and intuitive.

Easy to use app, innovative and intuitive. Great product options and excellent customer service Reviewed on: 10th April 2025

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