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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18162 reviews)

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4.93

Based on 18,162 reviews, last reviewed 24th Feb 2026

46150% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Banking made simple I’ve been using Monzo for years and really love how they’ve made banking simpler and easier. The trends section is really useful to dive deeper into m... Read more Reviewed on: 24th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18162)

Review of the Monzo, Current account:

Much needed energy to our dreary banking

They bring a wonderful new energy to the banking world and I can find my card easily as it's BRIGHT ORANGE! Reviewed on: 16th April 2025

I’ve been using Monzo for a while now and it’s easil...

I’ve been using Monzo for a while now and it’s easily the best banking app I’ve used. Reviewed on: 24th February 2026

Amazing company so quick to protect Ur account stop...

Amazing company so quick to protect Ur account stop transition going out new card sent quickly and live all the security functions Reviewed on: 24th February 2026

Excellent service

Having a Monzo account is easy to use. Informative and has helped me save. I can use my account abroad without charges. It’s easy to send and receive money and goes in and out of my account within seconds. I love Monzo and have recommended to family and friends x Reviewed on: 23rd February 2026

Perfect for budgeting

Been using Monzo for years. Very good and useful app, bills paid from a separate pot makes budgeting very easy. 100% recommend Reviewed on: 23rd February 2026

It makes it really easier to control my money.

It makes it really easier to control my money. I am able to transfer my money easily, app is great usable. Reviewed on: 23rd February 2026

By far the best bank I have used.

Been with monzo for a year now and it’s by far the best bank I have been with, they have tight me true value of money and how to invest for the future. Reviewed on: 23rd February 2026

Monzo is simply the best card.

This card has helped me with everything from insurance, holiday rates, early payday, and so much more. Reviewed on: 23rd February 2026

REALLY GOOD PRODUCT & SERVICES

Monzo offers a really good range of products and services because everything is designed to be simple, transparent and genuinely helpful for everyday life. The app is clean and easy to use, with instant spending notifications, clear budgeting tools, savings pots and the ability to freeze your card in seconds, giving you full control over your money. Features like subscription tracking, round-ups and fee-free spending abroad make managing finances straightforward, while their in-app customer support is quick and efficient compared to many traditional banks. Overall, Monzo combines smart technology with excellent service to create a modern banking experience that actually works for its customers. Reviewed on: 23rd February 2026

Love monzo

Love the card the app so easy to use good interest rates. Good savings plans Reviewed on: 23rd February 2026

monzo is an excilent account for me, their service a...

monzo is an excilent account for me, their service are very very good, I'm good fans of them, I'm very happy to having a monzo account .in future it will be my best choose and support for me i think. Reviewed on: 23rd February 2026

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