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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17837 reviews)

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4.92

Based on 17,837 reviews, last reviewed 11th Feb 2026

30100% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have been using Monzo and recommending Monzo for y... I have been using Monzo and recommending Monzo for years! Great product. Reviewed on: 11th February 2026

Latest lowest rating:

1

Impossible to speak to one person, none of them spea... Impossible to speak to one person, none of them speak English, block your account, freeze it without permission won't give you your money, fraudsters.... Read more Reviewed on: 10th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17837)

Review of the Monzo, Current account:

Great Modern Bank

Great Modern bank with customer service available with a click or call. The best pots features in an app Reviewed on: 19th January 2020

Everything I want it does and it so intuitive

Everything I want it does and it so intuitive Reviewed on: 11th February 2026

Monzo makes it easy.

Monzo makes it easy. In a world of banking confusion it has been made simple.The customer service tram go above and beyond for any enquiries Reviewed on: 11th February 2026

Monzo is the first bank that has genuinely helped me...

Monzo is the first bank that has genuinely helped me save money. It is the only current account I’ve used that actively encourages saving through practical features such as round-up pots and automatic incremental savings (like the 1p yearly savings). These tools make saving effortless and consistent, helping me build better financial habits without needing constant attention. Reviewed on: 11th February 2026

The first bank who has helped me save money

Monzo is the only current account that has actually helped me to save money by creating round up pots and initiating the 1p yearly savings challenge. I saved over £650 last year, didn’t miss the money and didn’t have to do anything other than sign up. Monzo actually care about you and making the best of your money/savings. Reviewed on: 10th February 2026

Monzo user

Monzo offers great value for money with no hidden fees, and its app is extremely easy to use with a clean, simple layout. Everything runs smoothly and efficiently, from payments to notifications, making day-to-day banking quick and stress-free. The added perks and cashback rewards are a real bonus and genuinely useful, making Monzo a smart and modern choice for managing money. Reviewed on: 10th February 2026

Can’t recommend enough, great in every aspect thank...

Can’t recommend enough, great in every aspect thank you Monzo Reviewed on: 10th February 2026

Monzo are quick and helpful, the app is user friendl...

Monzo are quick and helpful, the app is user friendly and the help team are always extremely responsive. Reviewed on: 10th February 2026

Amazing love monzo helps with saving

Amazing love monzo helps with saving Reviewed on: 10th February 2026

The best, easiest user friendly bank.

The best, easiest user friendly bank. Everything is simple and at a fingertip. Recommend to anyone I speak too! Reviewed on: 10th February 2026

basic account good with many features

started with a basic account and was impressed by ease of use and facilities to use pots. now a year on i'm on the extra account with more features and i'm suitably happy with options available. Reviewed on: 10th February 2026

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