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Monzo: Current Account reviews

4.92
Based on 17,282 reviews, last reviewed 23rd Jan 2026
2650% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Fantastic Bank Got nothing but praise for this bank. Great perks to banking with them and everything is quick and efficient. Reviewed on: 23rd January 2026
Kevin's avatar
Kevin

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026
milan thakur's avatar
milan thakur

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17282)

Review of the Monzo, Current Account:

Best British bank

5
I have not had any problems since joining monzo. Any issue they always solve it. They care about people's wellbeing too. Reviewed on: 13th April 2021

Monzo has let me take control of my money.

5
Using Monzo has made it easy for me to see exactly where my money is going each month. Allocating my budget into pots, such as my food shop pot, let's me easily see how much I'm actually spending on each budget line as well as spending money directly from each pot through Apple Pay. The app is easy to use and customise and connects well with my other main bank account. Reviewed on: 23rd January 2026

always was very good to m...

5
Been with them now 5 years always was very good to me and my needs Reviewed on: 23rd January 2026

I love Monzo !

5
I love Monzo ! I have used Monzo for about 6 months now and i am just about to switch my wages from being paid into my well known high street bank account to Monzo. I love how it updates instantly, you can access your wages a day early, it has little money saving incentives, it’s easy to use. All in all it’s fab. However I couldn’t rate the customer service as I have never had to use them but I’m sure they are just as amazing as the app. Reviewed on: 23rd January 2026

Easy, hassle free but help when needed.

5
Easy, hassle free but help when needed. Reviewed on: 23rd January 2026

Great features, easy to set up and use the app and a...

5
Great features, easy to set up and use the app and account compared to some other banks Reviewed on: 23rd January 2026

The most user friendly bank I have used, great featu...

5
The most user friendly bank I have used, great features with saving pots and discounts. Superb app. Reviewed on: 23rd January 2026

Easy to set up and use

5
Easy to set up and use. They make everything simple and have on line support. You can get paid your salary a day early which is super useful… Reviewed on: 23rd January 2026

Easy to use app and excellent features!

5
Easy to use app and excellent features! Reviewed on: 23rd January 2026

Monzo - first class.

5
Easy to use and always available to help. Reviewed on: 23rd January 2026

Love love love Monzo

5
Ive been with Monzo for a few years now and the app is just absolutely brilliant, it does everything I need it to, its seamless, great UI and looks great as well. Ive signed up for the 1p challenge and its got a great little bit where you can hide the daily transactions so I dont even see the pennies going out, towards the end of the year might be harder but for now its a great little saving Reviewed on: 23rd January 2026

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