Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17215 reviews)

View other Monzo products

4.92

Based on 17,215 reviews, last reviewed 14th Jun 2025

38% increase in 5 star reviews

in the past 90 days

133% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo outstanding for fraud protection I was recently the subject of fraud. Four of my banks were accessed by the thief. Monzo was the only one that completely prevented any fraud - they we... Read more Reviewed on: 14th June 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17215)

Review of the Monzo, Current Account:

Monzo - refer a friend - £5

I really recommend Monzo. I think it’s the best current account and use it for all my banking now. If you are thinking of joining , please use my referral Link. https://monzo.com/referral?code=ukow78k Using this link we both will get £5. Thank you in advance for using my link Reviewed on: 5th September 2018

Incredibly versatile and tech-forward app!

Incredibly versatile and tech-forward app. Works seamlessly. Pots are great way to portion expenses or spending money, without having to keep a spreadsheet the size of my arm. Reviewed on: 12th June 2025

Monzo's current accounts provides all the benefits o...

Monzo's current accounts provides all the benefits of a challenger bank with a polished and transparent experience with cool quirks, but also provides the reliability and trustworthyness of a traditional bank Reviewed on: 8th June 2025

Terrible, unreliable and disorganised customers serv...

Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

My thoughts on Monzo

Been with them since 2018 and they’ve been innovating ever since! Reviewed on: 24th May 2025

Very easy to set up, easy to breakdown spending and...

Very easy to set up, easy to breakdown spending and saving etc. user friendly app, quick response on raising issues especially those linked to fraud. Great that you can open different pots and have a fantastic tiered system for more delux options. Reviewed on: 23rd May 2025

so good, wouldnt change ever, so simple to sign up...

so good, wouldnt change ever, so simple to sign up too Reviewed on: 20th May 2025

i’m using since 4 years i would like to tell its so...

i’m using since 4 years i would like to tell its so easy to use and make you’re life easer with Monzo. Reviewed on: 13th May 2025

Incredibly slick app with many useful features.

Incredibly slick app with many useful features. Really appreciate how transparent they are about the software and technical tools they use, very interesting to read how they have tackled different software development challenges. Reviewed on: 12th May 2025

I love that Monzo has outstanding features like spli...

I love that Monzo has outstanding features like splitting bills and creating pots for budgeting. Also, it's very good if you use it abroad with no fees. Reviewed on: 8th May 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Metro Bank 4.86 from 10570 reviews
Classic Plus Account
from TSB 3.84 from 168 reviews
Reward Silver Account
from NatWest 4.83 from 161 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Flex Credit Card
from Monzo 4.96 from 2505 reviews
Under 16s account
from Monzo 4.95 from 412 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub