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Monzo: Current Account reviews

4.92
Based on 17,088 reviews, last reviewed 14th Apr 2025
72000% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Very convenient, loved all the features Very convenient, loved all the features Reviewed on: 14th April 2025
Peter E's avatar
Peter E

Latest lowest rating:

1

Poor support Horrendous customer support, had to wait for weeks to get my account unlocked. Took away all my money and uninstalled Reviewed on: 13th April 2025
Trent's avatar
Trent

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17088)

Review of the Monzo, Current Account:

The Best Bank out there period

5
They honestly have the best app I've used, super easy, smooth, never lags, and just looks really nice. Everything’s where it should be, it's clear, easy to use, and customisable as hell. I opened the account as a backup but ended up switching to Monzo as my main account not long after. I love being able to make as many pots as I want, the round-up feature is great, and they were one of the first to let you freeze your card instantly, which I’ve actually needed. Sending money to another Monzo user is ridiculously easy, and splitting bills is really useful too. And Greg at Monzo cracks me up. It’s smart, playful marketing and it actually makes me want to keep up with what they’re doing. They’re not just ahead with the tech and smart banking stuff, they’re also shaking up an industry that’s usually stiff and overly formal. I love that they don’t take themselves too seriously and they’re breaking all the boring old-school banking stereotypes. Reviewed on: 7th April 2025

No drama

5
Quick and easy to open. Good products Reviewed on: 14th April 2025

I have a paid account with a few perks.

5
I have a paid account with a few perks. Got the account for the app really, but over time there seem to be more good things being added. Reviewed on: 13th April 2025

Help just a chat away

5
Whenever I have had a query about my account, I just put the query in the help section and I get a response sooner than I would have made a call to any other physical bank. They are very efficient and at the moment they have an excellent savings programme called 1p saving challenge. It is helping me save without a pinch. Reviewed on: 13th April 2025

Poor support

1
Horrendous customer support, had to wait for weeks to get my account unlocked. Took away all my money and uninstalled Reviewed on: 13th April 2025

It's best banking app that I have.

5
It's best banking app that I have. Reviewed on: 13th April 2025

Best bank ever, I’d highly recommend

5
Best bank ever, I’d highly recommend Reviewed on: 13th April 2025

Love how modern they are as a bank.

5
Love how modern they are as a bank. Things like pots, paying bills from pots, split the bill, tracking spending are great features! Reviewed on: 13th April 2025

very good service everything good

5
very good service everything good Reviewed on: 13th April 2025

I used Monzo. Excellent

5
I used Monzo. Excellent for send money and everything. Reviewed on: 13th April 2025

Supportive bank. Continually evolving for the better.

5
I’ve been with Monzo since 2018 and it’s been amazing to see it grow into an incredible bank. I joined for the withdrawals when travelling but now have even more protection - travel, phone and breakdown cover. I also am able to save money in pots, get paid early, and use the app to the maximum. Their app has been extremely helpful for me as a neurodiverse individual and helps me to stay in control of my finances. Reviewed on: 13th April 2025

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