Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 15,369 reviews, last reviewed 20th Feb 2025
3557% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

User friendly! Easy to transfer money, and the look and ease of use of the app is great! Reviewed on: 20th February 2025
Soph's avatar
Soph

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025
Matthew C's avatar
Matthew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (15369)

Review of the Monzo, Current Account:

Easy, Straightforward banking

5
My mum managed to get Monzo after chatting to her about it in a park as we were feeding the ducks. It's easy, safe and it has cool features like the IFTTT and the pots which I love. Reviewed on: 11th November 2019

Love it easy to use love the pots

5
Love it easy to use love the pots Reviewed on: 15th February 2025

Monzo have helped get my finances under control and...

5
Monzo have helped get my finances under control and now building up a safety net. The financial hub design is great and the connected accounts feature is best in class. Reviewed on: 15th February 2025

Easy mobile banking app

5
Great , easy and perfect for banking Reviewed on: 15th February 2025

Been a full customer for over seven years and never...

4
Been a full customer for over seven years and never had any real problems. I like the get paid early feature and the showing of pending credits and debits. It helps me to budget, Reviewed on: 15th February 2025

Easy to use and no issues.

5
Easy to use and no issues. I have been trying different banks and I keep coming back to monzo. Reviewed on: 15th February 2025

Monzo is best for ever. best best best

5
Monzo is best for ever best best best best best best for ever Reviewed on: 15th February 2025

Great bank, user friendly app .

5
Great bank, user friendly app .good customer support Reviewed on: 15th February 2025

I feel like Monzo does a lot to meet my needs - they...

5
I feel like Monzo does a lot to meet my needs - they clearly put a lot of effort into taking friction out of the banking experience, and I find myself using the app a lot more then I do with other banks', and as a result have a better idea of where my money's going and how much I'll have left until payday. Reviewed on: 15th February 2025

Fine when it works, hard to get help when it doesn’t.

4
Fine when it works, hard to get help when it doesn’t. Some features are free with competitors but packaged accounts are good value. Definitely still innovation even if some products (eg child accounts) are launched then neglected. Reviewed on: 15th February 2025

Super great app abs just love the pots for helping s...

5
Super great app abs just love the pots for helping splitting your spend Reviewed on: 14th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products