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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17286 reviews)

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4.92

Based on 17,286 reviews, last reviewed 25th Jan 2026

2850% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Awesome app and great Extra features I pay for one of the Extra plans, and I really feel like I get the value for money out of it. I earn extra interest (which pays off the cost of the mo... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17286)

Review of the Monzo, Current Account:

Great Modern Bank

Great Modern bank with customer service available with a click or call. The best pots features in an app Reviewed on: 19th January 2020

Easy to set up and use

Easy to set up and use. They make everything simple and have on line support. You can get paid your salary a day early which is super useful… Reviewed on: 23rd January 2026

Easy to use app and excellent features!

Easy to use app and excellent features! Reviewed on: 23rd January 2026

Monzo - first class.

Easy to use and always available to help. Reviewed on: 23rd January 2026

Love love love Monzo

Ive been with Monzo for a few years now and the app is just absolutely brilliant, it does everything I need it to, its seamless, great UI and looks great as well. Ive signed up for the 1p challenge and its got a great little bit where you can hide the daily transactions so I dont even see the pennies going out, towards the end of the year might be harder but for now its a great little saving Reviewed on: 23rd January 2026

I've been with Monzo 5 years and they get better eve...

I've been with Monzo 5 years and they get better every year. The 1p challenge is a great idea for savings customer service is quick and very helpful no matter what query you have Reviewed on: 23rd January 2026

Great customer service after I reported a fraudulent...

Great customer service after I reported a fraudulent transaction, they investigated it very quickly Reviewed on: 23rd January 2026

The Bank That Actually Gets Me

Monzo has been a truly fantastic bank — and I don’t say that lightly. Unlike the high street banks that still feel stuck in a different era, Monzo actually adapts to how real people live. From Pots that keep my money organised without effort, to instant payments that just work, to little extras like gifts and cashback, it genuinely feels like everything is designed with the customer in mind. It’s the first bank I’ve used where I don’t feel like I’m “managing a bank account” — I’m just living my life, and Monzo quietly makes the money part easier. If a bank can feel human, this is it. Monzo isn’t just my bank — it’s like a friend in my pocket: reassuring when I need control, helpful when I need clarity, and always there in the background making things smoother. It’s banking that actually feels on my side Reviewed on: 22nd January 2026

Great modern bank, fantastic offers and incentives.

Great modern bank, fantastic offers and incentives. Easy to use, clear interface. Child bank account is brilliant. Very satisfied customers. Reviewed on: 22nd January 2026

I have been with Monzo for many years and they are p...

I have been with Monzo for many years and they are perfect in every way Reviewed on: 22nd January 2026

Wot a fantastic bank and get paid a day early so han...

Wot a fantastic bank and get paid a day early so handy to have Reviewed on: 22nd January 2026

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