Smart Money People Logo
Share this page
Link copied

Monzo: Current Account reviews

View other Monzo products
4.92
Based on 17,204 reviews, last reviewed 8th Jun 2025
38% increase in 5 star reviews
in the past 90 days
133% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo's current accounts provides all the benefits o... Monzo's current accounts provides all the benefits of a challenger bank with a polished and transparent experience with cool quirks, but also provides... Read more Reviewed on: 8th June 2025
Rhys's avatar
Rhys

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol
Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17204)

Review of the Monzo, Current Account:

Excellent service

5
Amazing customer service Fast to reply. Effective solutions. Reviewed on: 23rd February 2022
Michsel's avatar
Michsel

So easy to use - love having pots and virtual...

5
So easy to use - love having pots and virtual cards Reviewed on: 29th April 2025
Laura R's avatar
Laura R

Brilliant!

5
Brilliant! Staff always help out and would not change bank ever! Been with them over 7 years now! Reviewed on: 28th April 2025
James U's avatar
James U

Intuitive and reliable

5
I've used monzo for years, the app is intuitive and reliable. I have a great interest rate on my savings and get to use my card abroad with no fees! Never had any issues, have now started using the savings pot features and have opened a joint account. Makes moving money simple and sending money to friends really easy too. Reviewed on: 28th April 2025
Katie M's avatar
Katie M

Great, easy to use system thast makes my money make...

5
Great, easy to use system thast makes my money make sense! I've has the account for about a year and it is by far the best bank I've used to help with budgeting! Reviewed on: 28th April 2025
Amanda H's avatar
Amanda H

Brilliant!

5
Brilliant- easy to use and dashboards are a massive help. Reviewed on: 28th April 2025
Beckie's avatar
Beckie

Love everything about this bank

5
Love everything about this bank Reviewed on: 28th April 2025
Emily E's avatar
Emily E

Safe and excellent.

5
Easy, clear and excellent. It os the by far best bank i have ever had. It is so refreshing and the fact that itd become much easier have not diminished the feeling that your mony is safe at all Reviewed on: 27th April 2025
Helen H's avatar
Helen H

The greatest online banking Very secure and accessible

5
The greatest online banking Very secure and accessible Reviewed on: 26th April 2025
Stefan l's avatar
Stefan l

I absolutely love using Monzo abroad!

5
I absolutely love the fact that our Monzo card works so well abroad! We always pay in the local currency and always get a great exchange rate with no conversation charges. Reviewed on: 26th April 2025
Gary's avatar
Gary

Great app, easy to navigate, innovative

5
Great app, easy to navigate, innovative Reviewed on: 26th April 2025
Shany b's avatar
Shany b

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill