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Monzo: Current Account reviews

4.92
Based on 17,172 reviews, last reviewed 23rd Apr 2025
37117% increase in 5 star reviews
in the past 90 days
325% increase in 1 star reviews
in the past 90 days
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96%
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3%
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0%
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1%

Latest highest rating:

5

Monzo..everything is smooth and easy no grief Monzo has been so smooth and easy to acees and keep in touch with my finances Reviewed on: 23rd April 2025
Laura 's avatar
Laura

Latest lowest rating:

1

Unable to even open an account because I don't have... Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start le... Read more Reviewed on: 23rd April 2025
Gemma M's avatar
Gemma M

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17172)

Review of the Monzo, Current Account:

yeah it's banging!

4
One of the standout features of Monzo is its user-friendly app. It's easy to use and provides a seamless way to manage your money. With real-time notifications and budgeting tools, you always know where your money is going and can stay on top of your finances with ease. Another great aspect of Monzo is its transparent fee structure. There are no hidden fees, and you always know exactly what you're paying for. Whether you're using Monzo to make purchases abroad or withdrawing cash from an ATM, you can rest assured that you're getting a fair deal. I highly recommend! Reviewed on: 11th April 2023

Very interactive and easy to use.

5
The bank app is very interactive and easy to use. Reviewed on: 20th April 2025

Highly Recommended

5
Excellent service. Convenient to use. Good rates when using outside the UK. Reviewed on: 20th April 2025

I am using monzo for atleast 1 year and I am very ha...

5
I am using monzo for atleast 1 year and I am very happy with monzo even my all family members have got monzo now i just want to say thank you monzo for giving us this much good service Reviewed on: 20th April 2025

Intuitive, Smooth, and Satisfyingly Savvy Banking!

5
After seeing my friend using the Monzo app to budget, I decided to apply for an account and was impressed by the speed of set-up, receipt of a physical card and introduction, and a very smooth and aesthetic interface when letting Monzo know what my hopes for the account were. I really liked the prompts and how the app notifications work in comparison to my other rather …turgid… providers, with a fantastic way to track spending and compartmentalise your monthly outgoing. Looking forward to continuing with the account! Reviewed on: 19th April 2025

Easy to use, app based, good customer service

5
Easy to use, app based, good customer service and quick responses, nice features available like savings pots and goals are useful to encourage saving, insights into spending comparisons are helpful in money management. Overall excellent product Reviewed on: 19th April 2025

I am very satisfied to share my experience with Monz...

5
I am very satisfied to share my experience with Monzo Banking services. Reviewed on: 19th April 2025

Very good current account, plus interest paid too at...

5
Very good current account, plus interest paid too at a reasonable rate. Reviewed on: 19th April 2025

Easy to use intuitive platform and they are educatin...

5
Easy to use intuitive platform and they are educating me too! Reviewed on: 19th April 2025

Future of banking

5
So easy to use and brilliant user interface - great offers with cashbacks and savings accounts etc Reviewed on: 19th April 2025

Very easy to set up & use.

5
Very easy to set up & use.I especially like the noise when money is paid in (not so much out) lol Reviewed on: 19th April 2025

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