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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19129 reviews)

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4.92

Based on 19,129 reviews, last reviewed 30th Mar 2026

61900% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I have had the best banking experience with Monzo ,... I have had the best banking experience with Monzo , so excited to see what the future holds for us . Reviewed on: 30th March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19129)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo makes banking effortless with its intuitive ap...

Monzo makes banking effortless with its intuitive app, instant notifications, and great customer support! Reviewed on: 10th February 2025

Monzo FTW

I have been a user of Monzo since not long after they launched and I would never switch to a mainstream bank now. I use the current account, savings pot, the daily 1p challenge, I also have a credit card with Monzo. I pay for perks £7 a months get insights to my credit score, a Trainline ticket, a free treat from Greggs, I use the cash back offers. What normal bank offers so much like this? Reviewed on: 10th February 2025

My own 'personal' savings account!

Very easy to set up and use. My own little saving account! Reviewed on: 10th February 2025

Customer experience - outstanding

Why go anywhere else? With a clear and detailed user interface that gives you full control of your money and spending, I don't need anything more than Monzo. Reviewed on: 10th February 2025

Fast, easy, app is amazing.

Fast, easy, app is amazing. Clear… useful and applicable to managing finances in real life Reviewed on: 10th February 2025

User friendly, useful savings pots.

User friendly, useful savings pots. Love how easy it is to transfer money. Reviewed on: 10th February 2025

Monzo is brilliant!

Monzo is an excellent current account provider and I am an extremely happy customer. Their app is second to none and light years ahead of other providers, such as the Co-op bank with whom I have another account and their app is horrendous. Monzo is modern, user friendly, intuitive with great features. Highly recommend! Reviewed on: 10th February 2025

Amazing bank I am overall satisfied.

Amazing bank I am overall satisfied. Reviewed on: 10th February 2025

Brilliant bank with a great UI I use the aggregate f...

Brilliant bank with a great UI I use the aggregate feature to see where ally cash is Reviewed on: 10th February 2025

Bank with a button

Easy to operate,good rates,clever app,feel getting in touch a bit ponderous, always at the back of your mind that you can't talk to someone face to face! Reviewed on: 10th February 2025

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