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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17262 reviews)

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4.92

Based on 17,262 reviews, last reviewed 23rd Jan 2026

1700% increase in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I've been with Monzo 5 years and they get better eve... I've been with Monzo 5 years and they get better every year. The 1p challenge is a great idea for savings customer service is quick and very helpful n... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Debanking by Monzo ruined my credit Monzo notified me that my account was being closed, and they couldn’t tell me why. I was being “debanked”. Nigel Farage got a lot of press coverage wh... Read more Reviewed on: 22nd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17262)

Review of the Monzo, Current Account:

Life-changing

Switching from a trad bank to Monzo 5 years ago was one of the best decisions I ever made. My finances have transformed from being in debt, to having an emergency fund, a deposit for a house and a little extra saved away. Easy to use, accessible and customer-centric, Monzo were a breath of fresh air. Now my husband has an account, we have a joint account, and a business account. I made the mistake of opening a business account with a competitor, resulting in unnecessary stress. My only criticism is that the innovation seems to have halted. I'd like to see them venture into new areas, as Revolut has. Reviewed on: 11th April 2023

Monzo best bank

Good to help you save and easy to use. App is very user friendly Reviewed on: 22nd January 2026

Like how you can split bills, or request money.

Like how you can split bills, or request money. handy for when on holiday or big groups. Reviewed on: 22nd January 2026

Easy Banking

I was a bit worried using Monzo at first, How wrong was I. Exceptional bank, Exceptional customer service and to top it off no foreign transaction charges. Absolutely brilliant 10/10 Reviewed on: 22nd January 2026

Great all rounder

I can’t fault Monzo at all. It’s my favourite bank. I use it as a hub for all my banking and I love all the constant new features and clean design. I love how it helps to manage my money as well and the Perks tier is great value for money Reviewed on: 22nd January 2026

Monzo the bank for getting to grips with your finances

Monzo really makes looking after my finances easy and less intimidating. The layout is easy to navigate. It is simple to understand and makes me want to be better with my finances. The perks are great value for money. The initiatives like the 1p challenge and savings options are great and make banking interesting. Reviewed on: 22nd January 2026

Such an incredible, innovative bank.

Such an incredible, innovative bank. Great user interface and perks plan is well worth the monthly payment. Reviewed on: 21st January 2026

Best account to use

It’s good for daily spending and good for budgeting. Reviewed on: 14th January 2026

I wanted to send £1000 to a friend in Dubai to buy C...

I wanted to send £1000 to a friend in Dubai to buy Christmas presents for friends, Monzo flagged this a scam, I had about £25000 in my account. They asked for access to my social media as proof I knew this person. After I jumped through all the hoops and there was a lot, including wanting copies of my other bank account statements. They still said I couldn't spend my own money. They then closed my account. What sort of bank can decide who or what you can spend your own money on. Now I'm with a much better online bank that actually has much better features. Reviewed on: 12th January 2026

Good bank in mobile application.

Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025

first of all I am not good English speaker, but I tr...

first of all I am not good English speaker, but I try to do my best.. I sent money on weekend 2;30 am In the morning to wrong account number..I didn't know what to do. I just sent them a simple text and I told them What I have done by mistake..they immediately responded and they Refund money into my account less than 5 minutes They are number one in the world for the banking system and service..I love you monzo.. Thank you Reviewed on: 17th October 2025

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