Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19130 reviews)

View other Monzo products

4.92

Based on 19,130 reviews, last reviewed 31st Mar 2026

92950% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo's interest rates is very competitive. Monzo's interest rates is very competitive. I use Monzo to save my money Reviewed on: 31st March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19130)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Phenomenal app, best there is

Phenomenal app, clear capabilities and also clear limitations to manage expectations Reviewed on: 9th February 2025

Easy to use and flexible payment offers

Easy to use and flexible payment offers Reviewed on: 9th February 2025

Excellent for New Users!

As a first-time Monzo user, I’m genuinely impressed! The app is incredibly user-friendly, making it easy to manage my money, track spending, and set savings goals. The instant notifications and budgeting tools are game-changers. Signing up was quick and hassle-free, and the customer support has been fantastic. Highly recommend Monzo to anyone looking for a modern, efficient banking experience! Reviewed on: 9th February 2025

It’s a very reliable bank and they’re on top of thei...

It’s a very reliable bank and they’re on top of their game. Easy to use too. Great and well detailed statements Reviewed on: 9th February 2025

Amazing Banking never had any problems with them Monzo

Amazing never had any problems with them but there easy to use banking app makes me feel comfortable banking with Monzo and makes me feel like iff there is Eva a problem they would help solve it very easy and fast makes me feel my money is safe with Monzo Reviewed on: 9th February 2025

Monzo excellent service

Monzo has excelled where other banks have failed. It has been a good experience whether using the bank at home or abroad Reviewed on: 9th February 2025

Excellent ap

So easy to use, excellent customer service Reviewed on: 9th February 2025

So easy to use!

So easy to use! Has all my banking in one place and a decent interest rate! Unlike my other bank account Reviewed on: 9th February 2025

I have been banking with monzo now for nearly two ye...

I have been banking with monzo now for nearly two years great bank the app is the best banking app I’ve ever seen Reviewed on: 9th February 2025

Great for tracking spending

Excellent customer service. Great options for cards and benefits. Really good personalisation, especially tracking spending. Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Current Account
from Bank of Ireland 4.35 from 14 reviews
Graduate Account
from NatWest 4.34 from 62 reviews
123 Current Account (discontinued)
from Santander 4.16 from 1271 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub