Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19133 reviews)

View other Monzo products

4.92

Based on 19,133 reviews, last reviewed 31st Mar 2026

93100% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Made banking fun! what a joy to use this bank. the UI is good Reviewed on: 31st March 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19133)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Monzo is the best bank

Monzo is the best bank I have ever experienced. I would recommend every person I. The UK banks with them for there general daily banking Reviewed on: 9th February 2025

Very good bank with more and more options.

Very good bank with more and more options. Pay on your savings, gives cashback, benefits from subscription. Issues resolved quickly and I don't need to walk through a bank. Reviewed on: 9th February 2025

Fantastic Bank!

Great bank, with great features for all the family Reviewed on: 9th February 2025

Best bank in the UK

Best bank in the UK - user-friendly, easy to use, secured banking, responsive and wonderful credit facilities and rates Reviewed on: 9th February 2025

Great service and advice.

Great service and advice. Always adapting their services and giving money advice that is valued and short and easy to follow. Services are easily edited in the app and I can manage both my own and my daughters accounts with ease. Reviewed on: 9th February 2025

Easy to use and it's has most of options which requi...

Easy to use and it's has most of options which require to use. And very fast. Reviewed on: 9th February 2025

Fantastic way to bank

Helped streamline my banking experience, useable useful features to give you confidence in looking after your money. Round-ups was a especially nifty feature, allowing you to save little bits which end up becoming big values. Reviewed on: 9th February 2025

Not had any issues and love the features on offer th...

Not had any issues and love the features on offer through the app. Reviewed on: 9th February 2025

Great bank with useful features.

Great bank with useful features. Reviewed on: 9th February 2025

My money is well secured and safe.

My money is well secured and safe. I have no doubt whatsoever Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Smart current account (discontinued)
from Fidor Bank (inactive company) 1.92 from 13 reviews
Select current account
from RBS 4.06 from 243 reviews
Select Platinum Current Account
from RBS 3.80 from 42 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub