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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Excellent service on a simple app.

Very quick and easy to set up a simple online app. Instant use notification. Great as a foreign currency card exchange rate shown immediately no charges for use abroad Reviewed on: 24th May 2024

Makes banking and budgeting so easy!

Makes banking and budgeting so easy! Love the pots as all your direct debits come from there so you can see exactly what disposable income you’ve got. Also means savings can be divided into categories. Love it. Reviewed on: 24th May 2024

Great rates when abroad and way cheaper than the Hig...

Great rates when abroad and way cheaper than the Highstreet banks Reviewed on: 24th May 2024

Great bank!

Great bank! Easy to use app, good interest rates Reviewed on: 24th May 2024

Better than any High Street bank

Great product, love the ease of spending abroad and how the exchange rate is the best available, savings rate is better than any High street bank for instant access. Love the updates from monzo when ever I make a purchase or transaction I get instant update to my phone. My favourite bank by z long mile, the regular High Street banks can learn so much from these about modern day banking. Reviewed on: 24th May 2024

I love Monzo , at home or aboard.

I love Monzo , at home or aboard. I don’t know what I would do without it. With the no fees and easy exchange rate it makes holidays that little less stressful. The use of multiple pots and round up is great too. Reviewed on: 24th May 2024

Their app is very easy to use.

Their app is very easy to use. I like that I can open 'pots' to save for different things. It also tells me how much money I have left for the month by taking into account all my bills due, I particularly love this feature. Reviewed on: 24th May 2024

My favourite UK Bank

Very easy to use app with lots of functionality. Quick to spot fraudulous payments without being intrusive and take the right actions for their customers. Setting up any other plans (e.g. saving or even investing) is easy too. Reviewed on: 24th May 2024

Easy to navigate App, quick response time to queries...

Easy to navigate App, quick response time to queries, convenient number of free monthly card transactions locally and abroad. Various account options available to suit your needs. Reviewed on: 24th May 2024

Best Banking Experience

Since I have joined Monzo about 5years ago I've only had joy with them, I am proud to bank with them as it has always been very easy with them, quick solutions and you always save! I love Monzo Reviewed on: 24th May 2024

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