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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Another good mobile banking app, I like the round up...

Another good mobile banking app, I like the round up feature that adds up spare change and invests or puts into savings Reviewed on: 24th May 2024

Easy to use and free to use in Europe

Easy to use and free to use in Europe Reviewed on: 24th May 2024

Great job folks!

From the UX to the representative savings accounts, this little company feels like it has it all. I feel I can really save whilst making the most of the offers that Monzo has - with Flex, pots and more! Reviewed on: 23rd May 2024

Great product and app works really well.

Great product and app works really well. Premium features are good value for money. Good savings rates and great isa option Reviewed on: 23rd May 2024

Much better than high street banks!!!

I have no issues with Monzo. A very good bank. Much better than high street banks!!! Reviewed on: 23rd May 2024

Great app, very helpful guidance, easy to use.

Great app, very helpful guidance, easy to use. Overseas spend is a great feature as is shared tabs Reviewed on: 23rd May 2024

Monzo Forever

I CASSed away a few years ago and instantly regretted it - now I’m back no financial incentive will ever tempt me to leave again as everything Monzo does is so much better Reviewed on: 21st May 2024

I have a standard account with Monzo.

I have a standard account with Monzo. I don’t pay for any extras and I find it really easy to use. I like how easy and simple the layout is, and being able to quickly transfer money and just being able to move your money around so easy. It’s so simple to pay other people as well, and I really like the “pots” feature. Reviewed on: 16th May 2024

Easy to use and has clever ways to help you...

Easy to use and has clever ways to help you save Reviewed on: 7th May 2024

Quick & easy

very easy to set up, make quick payments/ manage money, and easy to manage via the app Reviewed on: 3rd May 2024

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