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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

The best bank account out there i was sceptical at f...

The best bank account out there i was sceptical at first the app is top dollar kerching ! Reviewed on: 27th April 2024

Keep up the good work!

Monzo has been my bank provider since the day I moved to the UK to work. My collegues needed me to set up an account fast and for a foreigner who is just starting to adjust to a new country this sometimes can be tricky. Compared with the other banks Monzo was the easiest and fastest to sign up to, and 5 years after i don't regret that choice. I've seen many useful changes being implementent over the years which have made the usability better. I'm always in control of my finances which gives me a great peace of mind. I'm using Monzo for my personal account and I also set up a joint account which works very well (it took sometime to be approved though and until them we were using the shared tabs function which is not too bad). The only thing i've not been using is the Flex credit card because I feel it doesn't actually provide the benefits of an actual credit card. Reviewed on: 26th April 2024

Great digital banking

I have been with Monzo for about 4 or 5 years. Customer service was good when I needed to contact them, polite and helpful. Their app is very easy to use, they are always imroving it and ask for recommendatins from customers on how to improve. Credit card called Flex with the option of 3 months interest free or spread payments over 12 months. Interest rates are very fair. Have recommended this bank in the past and would do so again. Reviewed on: 21st April 2024

a next-level bank...

Monzo is a next-level bank, easy to navigate and their customer service is excellent. The key features easily accessible, and in addition to often being the first to introduce new features and services, they actively engage their customer based. I've been with them for more than 4 problem-free years. Reviewed on: 21st April 2024

So much better than hsbc

Has been a delight since I got Monzo in 2017 Reviewed on: 20th April 2024

It is perfect as i want wondorful amazing

It is perfect as i want wondorful amazing Reviewed on: 19th April 2024

Confident and happy long term current account client

I've been a Monzo customer for many years and I'm happy to see them grow while maintaining a strong customer driven approach. From very valuable app improvements to new products, I've not felt the need to move away from them and have felt confident in keeping and growing my hard-earned with them. Reviewed on: 19th April 2024

Monzo is a fantastic personal finance management too...

Monzo is a fantastic personal finance management tool, providing a series of valuable integrations and pots which make segregating funds, and allocating bills a breeze. Reviewed on: 19th April 2024

Amazing Service

I have switched to fully use monzo as it has everything I need. Reviewed on: 18th April 2024

It is great, Monzo is so easy to use and interact with.

It is great, Monzo is so easy to use and interact with. Will definitely reccomend to anyone Reviewed on: 18th April 2024

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