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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

It was gd but some time you guys enable to solve the...

5
It was gd but some time you guys enable to solve the issues Reviewed on: 18th April 2024
Ishu rani's avatar
Ishu rani

Intuitive and fun to use!

5
Monzo is so easy to set up, and its platform is so intuitive and easy to use! It's not clunky and it's not boring to look at either - they've somehow made banking more enjoyable. Almost everything can be handled via the app which is great because waiting for ages on hold is not ideal. Reviewed on: 18th April 2024
Fay A's avatar
Fay A

Great help, online is a bit tricky but seems to...

3
Great help, online is a bit tricky but seems to be ok Reviewed on: 17th April 2024
Conner s's avatar
Conner s

Great customer service, always there to help you.

5
Great customer service, always there to help you. I can't recommend them enough Reviewed on: 17th April 2024
Anna Drzazgowska's avatar
Anna Drzazgowska

Wry caring and thoughtful to my needs

5
Wry caring and thoughtful to my needs Reviewed on: 17th April 2024
nataliepalmowski@btinternet.com's avatar
[email protected]

Fantastic stuff - easy to use, versatile and helpful.

5
Fantastic stuff - easy to use, versatile and helpful. Reviewed on: 17th April 2024
PJ B's avatar
PJ B

I wasn't sure about Monzo at all but when I spoke to...

5
I wasn't sure about Monzo at all but when I spoke to one of the representatives they talked me through the whole process and I am so glad I now have a Monzo account. Reviewed on: 17th April 2024
Ami H's avatar
Ami H

Innovative, helpful, flexible and socially responsible

5
Monzo was the bank of choice when I came to UK. I had a job, was living in an Airbnb but no bank would have me without a fixed abode. No landlord would have me without payslips. My job could not pay me without a bank account. It was a catch 22 until I heard about Monzo. 5+ years later I have a great career, stable finances and I'm settled in the country, all thanks to Monzon's help and flexibility. Oh and they care about social impact too, which I know because I was part of a panel of theirs to brainstorm together on how to help customers in domestic abuse situations. All the staff are extremely passionate about what they do Reviewed on: 17th April 2024
Kay Diamanti's avatar
Kay Diamanti

Probably the best banking app i've used.

5
Probably the best banking app i've used. Clear as to where everything is. Nice and easy to set up and verify. The pots are a great idea, as is the ability to split bills. Reviewed on: 17th April 2024
Simon P's avatar
Simon P

4 years of ok with a bank

5
I am using monzo for the last 4 years and I love the fact that I can handle my money my self. With the pots, i am able to forecast and anticipate. I have subscribed a month ago to the credit card and it is super easy to use amd to follow up. Reviewed on: 17th April 2024
Caroline B's avatar
Caroline B

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