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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19242 reviews)

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4.93

Based on 19,242 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very helpful The process was quick,simple and easy to understand. Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19242)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Great service and the app is super simple to use.

Great service and the app is super simple to use. Savings account is easy to access when needed and transferring money is quick. I love the ability to see all my money across multiple bank accounts. Reviewed on: 15th April 2024

Everything in one place and it just works!

Everything in one place and it just works! Reviewed on: 15th April 2024

Words simply cannot explain the awesomeness

Words simply cannot explain the awesomeness Reviewed on: 15th April 2024

It's simple and it just works.

It's simple and it just works. I joined Monzo in 2017 before spending some time abroad. When I came back I only had my Monzo account and it continues to be my main and only UK bank account. Customer service is excellent and they talk to you in everyday language that isn't patronising or so formal you can't understand it. Reviewed on: 15th April 2024

I’ve used monzo for a number of years and recommend...

I’ve used monzo for a number of years and recommend it to friends and family. Reviewed on: 14th April 2024

Excellent App Notifications

Instant Notification, Nice Interactive app interphase. Categorises spending and summarises and track your spending for you and many more excellent app features Reviewed on: 14th April 2024

Amazing!!!

The customer service from Monzo is the best I’ve ever received. Being able to do everything from the app really makes a difference. Reviewed on: 14th April 2024

Great experience.

Great experience. Easy to use and customer support is responsive Reviewed on: 14th April 2024

Super great modern banking - brilliant at helping yo...

Super great modern banking - brilliant at helping yo manage finances Reviewed on: 14th April 2024

Love a bills pot

The Monzo bills pot is such a game changer, it completely changed how I manage my money. Wouldn't go back. Everything is easy. Wish they had a desktop version. Reviewed on: 14th April 2024

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