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Monzo: Current Account reviews

View other Monzo products
4.92
Based on 17,224 reviews, last reviewed 6th Dec 2025
200% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Good bank in mobile application. Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025
Anonymous's avatar
Anonymous

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025
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Zenab
Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17224)

Review of the Monzo, Current Account:

Best UK current account by far - faster, slicker, more innovative and transparent than everyone else.

5
Monzo... where to start?! They've consistently raised the bar for every aspect of what a bank should be for me, to a level higher than even the other challenger banks. They first won me over by offering instant, detail-filled notifications about everything which happens on my account (not just payments, but verifications, refunds, declines, fees etc.) - telling me things like the decline I just had was because I entered the wrong CVV! Then, they built more features on top of the platform (e.g. savings pots which you can specify certain direct debits to come out of, etc.). Then they launched overdrafts and loans, both of which I've not used and have found a very smooth user experience with no delays at any stage of the process. I should note, that while my Monzo is my main account for my salary and almost all bills, the card I spend with regularly is my Curve card (which usually spends directly from my Monzo, but gives me unique things which only Curve can do) - Monzo and Curve are my two most loved fintech products. Right from the start, Monzo have been more transparent and communicative as a company than almost any other company I know, even outside of the finance and technology areas! For example, their easy-reading but super-detailed "Making Monzo" blog is a goldmine of interesting insights and technical expertise which shows how incredibly talented their team are, and builds up my trust in them massively as the kind of company I want to deal with. When things go wrong at traditional banks, they keep it quiet at all costs, sweep it under the rug, downplay it and lie about it to stop people worrying. Half of the time, when things go wrong at those banks, you don't even know it! Your expectations are actually so low of what service you receive (e.g. transactions taking days to fully complete, no banking at the weekend or even overnight...), that they actually have quite a lot of time to fix things quietly in the background without telling you. However with Monzo, when things go wrong they immediately tell everyone about it, scramble to fix it, then afterwards write up a super detailed blog post explaining exactly what went wrong (in all the gory technical detail) and what they're doing to make sure it never happens again. Now THAT is what I want from my bank, and in that area of transparency, Monzo are a million miles ahead and leading the pack. I can only hope they are as successful as they deserve to be, and their company culture is around for a long time. <3 Reviewed on: 3rd January 2020
Andrew Beveridge's avatar
Andrew Beveridge

The complete package

5
Great comms, products perfect for everyday life, fabulous social media team Reviewed on: 1st May 2025
Charity's avatar
Charity

Excellent service with great money management tools

5
I have been a Monzo customer for just over a year now, and as I have explored more of what Monzo offers I have become more and more delighted with the service they offer. OK some features are hidden behind a monthly premium subscription, but even the free version allows for a wide range of customisation and management options for you to better manage your money. Excellent service! Reviewed on: 29th April 2025
Liam W's avatar
Liam W

Monzo current

5
Good experience across a range of products, excellent design and presentation of information. Reviewed on: 29th April 2025
DanM's avatar
DanM

So easy to use - love having pots and virtual...

5
So easy to use - love having pots and virtual cards Reviewed on: 29th April 2025
Laura R's avatar
Laura R

Brilliant!

5
Brilliant! Staff always help out and would not change bank ever! Been with them over 7 years now! Reviewed on: 28th April 2025
James U's avatar
James U

Intuitive and reliable

5
I've used monzo for years, the app is intuitive and reliable. I have a great interest rate on my savings and get to use my card abroad with no fees! Never had any issues, have now started using the savings pot features and have opened a joint account. Makes moving money simple and sending money to friends really easy too. Reviewed on: 28th April 2025
Katie M's avatar
Katie M

Great, easy to use system thast makes my money make...

5
Great, easy to use system thast makes my money make sense! I've has the account for about a year and it is by far the best bank I've used to help with budgeting! Reviewed on: 28th April 2025
Amanda H's avatar
Amanda H

Brilliant!

5
Brilliant- easy to use and dashboards are a massive help. Reviewed on: 28th April 2025
Beckie's avatar
Beckie

Love everything about this bank

5
Love everything about this bank Reviewed on: 28th April 2025
Emily E's avatar
Emily E

Safe and excellent.

5
Easy, clear and excellent. It os the by far best bank i have ever had. It is so refreshing and the fact that itd become much easier have not diminished the feeling that your mony is safe at all Reviewed on: 27th April 2025
Helen H's avatar
Helen H

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