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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17595 reviews)

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4.92

Based on 17,595 reviews, last reviewed 9th Feb 2026

18100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Banking that actually makes sense! I switched to Monzo years ago, and honestly, it is hard to imagine going back to a traditional high street bank. It just works. The best thing about ... Read more Reviewed on: 9th February 2026

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17595)

Review of the Monzo, Current account:

Modern way to bank

Love that u can request money from friends and family and the easy to manage pots. Very modern way to bank Reviewed on: 15th February 2022

Great Service

Been using Monzo for about 6 years now and always had great service. Reviewed on: 9th February 2026

what are you waiting for?

I’ve been with Monzo for years and it’s the best move I have ever made! I’ve recommended to family and friends ever since. Outstanding customer service and always ahead of the curve with new features! Reviewed on: 9th February 2026

Brilliant banking

So easy to use. Better than my hsbc account. Easier to manage. Love it. Reviewed on: 9th February 2026

They are so helpful always helping out.

They are so helpful always helping out. Helped me save for a car as having a separate pot of money aside helped kit spend it Reviewed on: 9th February 2026

I love my monzo account.

I love my monzo account. Its allows me to organise my lifestyle, plan for future events and stay within my budget. I live having my pots all labelled and being able to see the progress being made! The 1p having challenge was a fab bonus for January. I really recommend this bank to anyone...you'll love it! Reviewed on: 9th February 2026

The best bank of the market

The best bank that gives excellent service to the customers, Monzo offers the best products of the market. Reviewed on: 9th February 2026

Monzo is so easy to use day to day.

Monzo is so easy to use day to day. Great saving incentives. If you do have a query or problem customer care is brilliant . Reviewed on: 9th February 2026

Best Bank ever!

Best Bank ever! Highly recommend to anyone in search of a new current account. Reviewed on: 9th February 2026

The best baking app ever with user friendly and lot...

The best baking app ever with user friendly and lot more features. Reviewed on: 9th February 2026

I can't fault Monzo - they make managing money a lot...

I can't fault Monzo - they make managing money a lot easier. I love the 1p every day money saving challenge, the different pots you can create to save money for different things and the cash back offers they generate on certain companies. I have never had a problem with Monzo and always encourage people to use. Reviewed on: 9th February 2026

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