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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17197 reviews)

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4.92

Based on 17,197 reviews, last reviewed 8th May 2025

17215% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I love that Monzo has outstanding features like spli... I love that Monzo has outstanding features like splitting bills and creating pots for budgeting. Also, it's very good if you use it abroad with no fee... Read more Reviewed on: 8th May 2025

Latest lowest rating:

1

Unable to even open an account because I don't have... Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start le... Read more Reviewed on: 23rd April 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17197)

Review of the Monzo, Current Account:

Life-changing

Switching from a trad bank to Monzo 5 years ago was one of the best decisions I ever made. My finances have transformed from being in debt, to having an emergency fund, a deposit for a house and a little extra saved away. Easy to use, accessible and customer-centric, Monzo were a breath of fresh air. Now my husband has an account, we have a joint account, and a business account. I made the mistake of opening a business account with a competitor, resulting in unnecessary stress. My only criticism is that the innovation seems to have halted. I'd like to see them venture into new areas, as Revolut has. Reviewed on: 11th April 2023

Great card and service

I’ve used monzo specifically when going on holidays. This is to avoid the transaction fees which are charged by normal banks. I’ve recommended them to a lot of my family too Reviewed on: 21st April 2025

Monzo App very easy to use!

I find the Monzo App very easy to use and I’m 62years old. All my questions are answered within the App. I love the sound when money comes into my account. I’ve upgraded recently to the max and love all the benefits. Reviewed on: 21st April 2025

Never had a problem.

Never had a problem. Very easy and functional app. When I have need help I've received it through spp Reviewed on: 21st April 2025

Really useful budgeting tools

The monzo current account is great because I find the budgeting tools really useful (targets and automatic categories) Reviewed on: 20th April 2025

I have been using Revolut on and off for a few month...

I have been using Revolut on and off for a few months and have had no issues with them. It's super easy to manage my money, send transfers as a casual user, its been brilliant. Reviewed on: 20th April 2025

Very interactive and easy to use.

The bank app is very interactive and easy to use. Reviewed on: 20th April 2025

Highly Recommended

Excellent service. Convenient to use. Good rates when using outside the UK. Reviewed on: 20th April 2025

I am using monzo for atleast 1 year and I am very ha...

I am using monzo for atleast 1 year and I am very happy with monzo even my all family members have got monzo now i just want to say thank you monzo for giving us this much good service Reviewed on: 20th April 2025

Intuitive, Smooth, and Satisfyingly Savvy Banking!

After seeing my friend using the Monzo app to budget, I decided to apply for an account and was impressed by the speed of set-up, receipt of a physical card and introduction, and a very smooth and aesthetic interface when letting Monzo know what my hopes for the account were. I really liked the prompts and how the app notifications work in comparison to my other rather …turgid… providers, with a fantastic way to track spending and compartmentalise your monthly outgoing. Looking forward to continuing with the account! Reviewed on: 19th April 2025

Easy to use, app based, good customer service

Easy to use, app based, good customer service and quick responses, nice features available like savings pots and goals are useful to encourage saving, insights into spending comparisons are helpful in money management. Overall excellent product Reviewed on: 19th April 2025

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