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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18213 reviews)

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4.93

Based on 18,213 reviews, last reviewed 4th Mar 2026

48650% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I can truly say that Monzo has been the best banking... I can truly say that Monzo has been the best banking experience I’ve ever had. The mobile banking app is very easy to use even for an oldie like me. T... Read more Reviewed on: 4th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18213)

Review of the Monzo, Current account:

Have only recently opened an account and it is great...

Have only recently opened an account and it is great and easy to use Reviewed on: 28th March 2025

The Monzo accounts are generally great as we can sav...

The Monzo accounts are generally great as we can save so much and they show you to create little pots to store your savings in Reviewed on: 9th February 2026

Excellent top banking

Monsoon is very reliable and customer services are excellent, love everything about Monzo banking. Reviewed on: 9th February 2026

Best bank out there.

Best bank out there. Ive never had an issue with them. Cannot fault them in the slightest Reviewed on: 9th February 2026

Been with Monzo for years for my main bank account.

Been with Monzo for years for my main bank account. Excellent service, plenty of perks and rewards too. App is well laid out and constantly evolving. Reviewed on: 9th February 2026

Helpful insights to help you manage your money

Great to have 'pots' to organise your money. Lots of helpful information / graphs/ insights to help you manage your money. Reviewed on: 9th February 2026

Very intuitive and great features.

Very intuitive and great features. When I’ve had to contact customer support they have always been so helpful!! Even when I thought something would be a “No” they surprised me. Makes a change from traditional banks and can tell Monzo apart from my other accounts. I don’t use them as my main account yet due to my mortgage arrangement elsewhere but I am going to switch across. Reviewed on: 9th February 2026

Never had an issue in MANY years

Never had an issue in MANY years Reviewed on: 9th February 2026

Best bank so many great incentives to having a Monzo...

Best bank so many great incentives to having a Monzo account! Especially the round up features/ pots and the penning saving challenge!! So many amazing benefits Reviewed on: 9th February 2026

Been with them almost from the start.

Been with them almost from the start. Very innovative. Very relaxed style of banking. Not too stuffy Reviewed on: 9th February 2026

Monzo to the Max!

I opened up a current account which soon progressed into me upgraded to the Max account and opening the Flex credit card. I have loved the service so much I have also recommend to friends and family with successfully getting 5 of them to open accounts and they all love it too! Reviewed on: 9th February 2026

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