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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo provides an intelligent way of managing your f...

Monzo provides an intelligent way of managing your finances embedded in a great used experience. Reviewed on: 9th March 2024

Love monzo plus and having all my accounts in one pl...

Love monzo plus and having all my accounts in one place. The new instant savings pot has good interest rate and very simple to use. The last UI change is a big step up and it's really turning into the control room for my finances. Love it Reviewed on: 9th March 2024

I have tried them all and nothing compares.

I have tried them all and nothing compares. Good updated and product range. Other are comparable but don’t have the full package like Monzo Reviewed on: 9th March 2024

Excellent all round thank you would recommend 100%

Excellent all round thank you would recommend 100% Reviewed on: 9th March 2024

Customer support at is very best

Excellent service from your customer support. Talked me through what was required to resolve my issue. All completed in a very speedy and efficient and professional manner. Reviewed on: 9th March 2024

It's just overall been a good experience in general...

It's just overall been a good experience in general options to get money early is a excellent feature I believe there should be more features like that Reviewed on: 9th March 2024

I now can’t imagine life without Monzo as my primary...

I now can’t imagine life without Monzo as my primary current account. My finances are in much better shape for it. Reviewed on: 9th March 2024

A credit to online banking

I’ve had Monzo for several years now, in the time i’ve had monzo the improvements and innovations made to the app have been remarkable. I LOVE Monzo flex and think that Monzo really understands the customer experience and what is needed to make it simple and as stress free as possible. Monzo really is a credit to online banking. Reviewed on: 9th March 2024

Monzo enables me to see a full view of my finances a...

Monzo enables me to see a full view of my finances and manage my money Reviewed on: 9th March 2024

I really like the pocket feature!

I really like the pocket feature! It helps me to manage my money!! Reviewed on: 9th March 2024

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