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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

70467% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

My everyday companion

I was able to use the app whenever and wherever I wanted to. It makes money management so hassle free, even abroad. The app interface is very user friendly and the savings option is also very usedul. Reviewed on: 15th February 2024

Very responsive customer service team and smooth app

Very responsive customer service team and smooth app Reviewed on: 15th February 2024

Monzo is a great start for anyone who just starts ba...

Monzo is a great start for anyone who just starts banking in the Uk !! Reviewed on: 15th February 2024

I have a good experience with monzo.

I have a good experience with monzo. It is suitable banking Chanel. Reviewed on: 15th February 2024

Thank you

always tries to find solutions. Thank you for all the support offered throughout this period Reviewed on: 15th February 2024

A mover and shaker of a bank

Easy functional app, provide higher rates of interest promptly, easy to understand stat analysis of transaction and categorisation, fast transaction update, proactive on security and great customer support. Reviewed on: 15th February 2024

The luminous card that organised my finances...

Got a Monzo account a few years ago now (just so I could use the card abroad and avoid bank charges). And everything was so simple and just worked! So used it a bit more. And then got a proper joint account (which is when we started using it to run our lives) Now its essential for everyday stuff ( love the notes function so husband not saying 'what did we buy in X 4 weeks ago) group holidays/nights out with shared tabs and bill splitting. We use the pots to put money away and they've still (pretty much) managed to keep the user interface easy to navigate. I have other online banking apps - but Monzo is my favourite. Not had to use the customer service option as yet (everything just works...) Reviewed on: 15th February 2024

Terrible bank

When my account got used for a crypto scam they didn’t support me , restricted my account so I couldn’t pay bills or receive any wages , I felt vulnerable as i don’t know much about crypto and they left me in the dark for a long time. Reviewed on: 15th February 2024

Monzo make banking easy

Love the app and how easy Monzo make things. They have made banking fun and a breeze to manage. Products are simple to understand. Reviewed on: 15th February 2024

Easy to use the app, easy to apply / open...

Easy to use the app, easy to apply / open the account Reviewed on: 14th February 2024

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