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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3120% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Best bank, no competition

Been here since the start and I’ve never had a reason to leave. Reviewed on: 15th January 2024

Amazing Try It Out

Amazing from The day I started my account so easy to use Reviewed on: 15th January 2024

Always great service, innovative app wish they did...

Always great service, innovative app wish they did mortgages! Reviewed on: 15th January 2024

The best bank by far.

The best bank by far. Been using them since 2016 and never looked back. Reviewed on: 15th January 2024

Such a great bank

Such a great bank - it’s made managing my money so easy and I actually enjoy payday! Reviewed on: 15th January 2024

Great visibility, features and app. Love Monzo!

Been with Monzo since 2016, haven’t ever considered switching. The app platform and features of the account are brilliant. The budgeting and visibility is also so valuable. Direct debits are so well managed with estimated spend calculated for the following month Reviewed on: 15th January 2024

Why I love Monzo

Allows me to track my money better …… also love pots which has helped me to save more than I ever have before with previous banks! Reviewed on: 15th January 2024

Monzo has changed my financial life for the better

Monzo has changed my financial life for the better Reviewed on: 15th January 2024

Fantastic technology and mentality of design

The technology of the app and the mentality behind the features of the account is second to none; if only all British banks thought the same way when designing modern current accounts, British banking would be so far ahead of everyone else. The only thing putting Monzo down is its abysmal customer service. Hopefully that will improve soon. Reviewed on: 15th January 2024

Still the best bank!

Monzo maintain competetive advantage with their app, and back that up with creative products and features Reviewed on: 15th January 2024

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