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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18369 reviews)

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4.93

Based on 18,369 reviews, last reviewed 7th Mar 2026

37533% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The perfect card Love that I can take. It anywhere and pay in local currency Reviewed on: 7th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18369)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

The whole Monzo package is excellent easy to use and...

The whole Monzo package is excellent easy to use and organise with lots of feed back and offers Reviewed on: 9th February 2026

Monzo - My favourite bank account

Monzo is fantastic. It quick, simple and easy to set up. The app is really easy to use. I love the 1p saving feature, rounding up your change and the option to set up different saving pots for different reasons e.g. Holidays, days out, rainy day, as many as you like. The colour of the card is also lovely and makes it really easy to find in your purse! Reviewed on: 9th February 2026

Really good bank and there service is the best

Monzo great bank and lovely they are excellent service Reviewed on: 9th February 2026

Customer service

Excellent customer service from Monzo Reviewed on: 9th February 2026

Simply the best personal bank you could use!

Simply the best personal bank you could use! Easy to carryout any task, really nice UI, everything is clear to understand. Reviewed on: 9th February 2026

Switched all primary accounts to Monzo.

Having been with a traditional bank for over 10 years, I can safelt say that Monzo has much better customer service, and the user interface is easy and fun to use. I also like the way that Monzo explains the different products it offers, such as savings, investment and pensions, as it's something I don't have much experience with. Feels like they care about their customers and design their products with people in mind. Reviewed on: 9th February 2026

Easy to use and very good to help you with saving mo...

Easy to use and very good to help you with saving money Reviewed on: 9th February 2026

No faults what so ever.

No faults what so ever. Never had any issues which i had with other banks in the past. i love how you can organise your money accordingly to how you see fit and love there 1p savings challenge. Their different little quirks down to the app formation is amazing. Reviewed on: 9th February 2026

Took a chance moving from HSBC, beat chance I've tak...

Took a chance moving from HSBC, beat chance I've taken in a lot of years, sorry easy to use. Reviewed on: 9th February 2026

It works as it should do without fuss or problems...

It works as it should do without fuss or problems Reviewed on: 9th February 2026

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