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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18371 reviews)

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4.93

Based on 18,371 reviews, last reviewed 7th Mar 2026

37600% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very good service never any problem Very good service never a problem with them Reviewed on: 7th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18371)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Took a chance moving from HSBC, beat chance I've tak...

Took a chance moving from HSBC, beat chance I've taken in a lot of years, sorry easy to use. Reviewed on: 9th February 2026

It works as it should do without fuss or problems...

It works as it should do without fuss or problems Reviewed on: 9th February 2026

Monzo is the best

I’ve had Monzo for the past 7 years and have found them to be innovative and very helpful. Great user interface in the app! Reviewed on: 9th February 2026

I have really enjoyed monzo & it's features.

I have really enjoyed monzo & it's features. Reviewed on: 9th February 2026

No regrets

I’ve recently upgraded to a Monzo Flex account and not only am I saving money but I am kicking myself for not doing it sooner! I’ve been able to keep on top of my spending since being with Monzo and I’m more confident in my budgeting and setting money aside for the future. Reviewed on: 9th February 2026

The Monzo app is genuinely innovative and useful

The Monzo app is genuinely innovative and puts all other banks I've tried, to shame. The Split feature helps myself and my son share the house expenses. The Joint account facility is a godsend when I go on adventures with my partner - we don't have to talk about money, just use the joint account which we pre-load with funds for the trip. Reviewed on: 9th February 2026

Quick and easy set up, card arrived promptly within...

Quick and easy set up, card arrived promptly within a couple of days. Monzo makes budgeting easy with pots, and having the ability to separate bills, savings and no guilt spends. I’ve moved over from Santander who I’ve been with for over 30 years, no regrets at all! Reviewed on: 9th February 2026

I have been with Monzo since the very beginning and...

I have been with Monzo since the very beginning and they are amazing. Cant fault it at all. All the time bringing out new features and perks. App is so much more advanced compared to other banks. I have no plans of ever moving to another bank. Reviewed on: 9th February 2026

Monzo helped me organise my spending and saving!

Been using Monzo for years, initially for the no cost travel, then to organise my savings with pots, and now as my main spending account. The app is easy to use, my entire family have converted! Everyone loves the bill split feature and how easy it is to send and request money. I love being able to better organise my spending and saving, for the first time ever I have savings! I've also used customer services a couple of times to update personal details, and they've always been brilliant. Reviewed on: 9th February 2026

Just the best bank :)

So easy to transfer money to other people, and super helpful with trying to save money (especially when you can lock accounts). Just the best bank :) Reviewed on: 9th February 2026

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