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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

The pioneers in 21st century banking app

Monzo became a standard guideline of banking app. Since Monzo was introduced to UK, they’ve been progressed remarkably well. Thanks to Monzo, many competitors have been re-designed/made huge amendments to their banking app to more user-friendly, intuitive and super convenient. Reviewed on: 11th April 2023

Simplest Banking App

Simple. Simple. Simple. This app is super simple to use - from transferring friends to saving money. It's awesome. It's easier to tell that Monzo has put their customers at the forefront of everything, they really do build for us! Reviewed on: 11th April 2023

Excellant

Easy to bank with Monzo. Hassle free Reviewed on: 11th April 2023

Life-changing

There are so many features of Monzo that make it the best bank I've ever had an account with. The main element that has turned my financial situation around is the use of pots for setting money aside - this made it 100 times easier to manage my bills and expenses. I also love that Monzo offers interest on current accounts, something which hardly anywhere seems to do any more. I can't stop recommending it to people! Reviewed on: 11th April 2023

Absolutely no regrets on switching over

I have zero regrets on switching over. The app is simple to use and has allowed to to manage / monitor my money. Reviewed on: 11th April 2023

Best Bank and User Friendly

Really easy to use and have always enjoyed banking with Monzo - also very responsive Reviewed on: 11th April 2023

Best bank account ever!

Monzo provide everything I need from a bank account and so much more. It’s great for organising my money and the best when travelling abroad. Reviewed on: 11th April 2023

I love it!!!

Monzo is the most flexible bank account I’ve ever had, always feel in control on my money. Pots are the best idea to help with saving and allocating money. Everything is easy and the UI is great. Love sending an emoji to my friends to say thank you!! Reviewed on: 11th April 2023

Always first class

My Monzo account is amazing. I love that I am able to keep an eye on what I am spending. My experience of their customer service team was exceptional. Couple this with the fabulous flexibility, and competitive rates, when travelling abroad and it really is first class in all areas. Reviewed on: 11th April 2023

Great app, easy to use, good range of services on offer

I love using Monzo, it's really reliable and so easy to use. It's great to have the app right there on your phone so you can keep tabs on your spending and settle any balances with friends and contacts instantly. There's also a really good range of savings accounts on offer with good interest rates and it's really handy for travelling. Highly recommend Monzo Reviewed on: 11th April 2023

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