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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18389 reviews)

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4.93

Based on 18,389 reviews, last reviewed 9th Mar 2026

38200% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

changed my relationship with money... game changer, changed my relationship with money - made it healthy & saved my life x Reviewed on: 9th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18389)

Review of the Monzo, Current account:

Monzo makes banking easy

I have used Monzo for a few years now and not only do they keep delivering amazing features in their app their customer service is on point! Quick, helpful and friendly. It’s exactly how banking should be. Thanks Monzo for changing the out of date banking model and making banking more of a pleasure than a chore! Reviewed on: 12th April 2024

Monzo is always there to help with any issue in what...

Monzo is always there to help with any issue in whatever way they can. I had an issue that required a number from a different company that I couldn’t get a hold of and they refused to give it and Monzo still managed to sort my issue. Big thank you to Monzo and once I’ve sorted my finances I will be swapping over permanently. Reviewed on: 9th February 2026

Knowing what’s in my account and where

I like that you have a balance for your money and pots and it’s easy to manoeuvre around the app Reviewed on: 9th February 2026

Amazing bank, amazing customer service 10/10 doesn’t...

Amazing bank, amazing customer service 10/10 doesn’t cover how good this bank is. Reviewed on: 9th February 2026

Great banking app!

Great banking app! Easy fast payments Reviewed on: 9th February 2026

Makes my old banking app look archaic!

One of the best financial decisions I've made, makes my old banking app look archaic. The amount of features and data displayed is amazing and the notifications across the product keeps me informed at a glance. Reviewed on: 9th February 2026

Very user friendly bank

Very user friendly bank…motivates to start saving …lots of benefits and good international transfer rates…been using for the last 3 years Reviewed on: 9th February 2026

Big fan!

Monzo Max is the first time I've ever paid for a bank account, and it's such good value for money. I do, however, wish that the travel insurance was a little bit better, I believe it only has a 3* Defaqto rating which worries me somewhat. I also have a free business account with Monzo. I find the app user friendly and reliable. Reviewed on: 9th February 2026

Loyal customer.

Been with monzo for some years. It makes saving and budgeting clear and enjoyable. Love savings pots and good rates on isa. Customer service on in app chat has always worked well for me and queries resolved quickly. Reviewed on: 9th February 2026

I love monzo.

I love monzo. It’s great for receiving salary early and also spending abroad. Reviewed on: 9th February 2026

I wish I had joined monzo sooner!

I wish I had joined monzo sooner!. Their app is so user friendly and it has also meant I have been able to open an account for my 7 year old and teach her the value of money and set up weekly spending money for her. I love the features such as sending monzo me links for ease of receiving a payment for an owed bill and the split bill function too! Reviewed on: 9th February 2026

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