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Monzo: Current Account reviews

4.92
Based on 17,224 reviews, last reviewed 6th Dec 2025
40% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good bank in mobile application. Very good start ,good bank, good application in mobile. Reviewed on: 6th December 2025
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Anonymous

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025
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Zenab

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17224)

Review of the Monzo, Current Account:

Banking of the future

5
Monzo has created one of the best banking UI I have seen and made banking simple again. They provide excellent customer service, and their app helps me manage my money better with tools such as summary, and pots. You cannot go wrong with this bank. Reviewed on: 30th December 2018

Easy to use, app based, good customer service

5
Easy to use, app based, good customer service and quick responses, nice features available like savings pots and goals are useful to encourage saving, insights into spending comparisons are helpful in money management. Overall excellent product Reviewed on: 19th April 2025

I am very satisfied to share my experience with Monz...

5
I am very satisfied to share my experience with Monzo Banking services. Reviewed on: 19th April 2025

Very good current account, plus interest paid too at...

5
Very good current account, plus interest paid too at a reasonable rate. Reviewed on: 19th April 2025

Easy to use intuitive platform and they are educatin...

5
Easy to use intuitive platform and they are educating me too! Reviewed on: 19th April 2025

Future of banking

5
So easy to use and brilliant user interface - great offers with cashbacks and savings accounts etc Reviewed on: 19th April 2025

Very easy to set up & use.

5
Very easy to set up & use.I especially like the noise when money is paid in (not so much out) lol Reviewed on: 19th April 2025

Good communication from employees

5
Good communication from employees Reviewed on: 18th April 2025

Love the current account used them for years.

5
Love the current account used them for years. Fast, easy to access, love the new products introduced all the time Reviewed on: 18th April 2025

Brilliant, monzo is so easy to use.

5
Brilliant, monzo is so easy to use. Considering so many branches are closing for other banks I enjoy the ease of being able to do all my banking needs from an app. Reviewed on: 18th April 2025

Easy user interface, excellent holiday card

5
I like the easy user interface, and how easy they make using my card abroad. Reviewed on: 18th April 2025

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