Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,203 reviews, last reviewed 28th May 2025
190% increase in 5 star reviews
in the past 90 days
133% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo remain the leading bank in the UK. Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Read more Reviewed on: 25th May 2025
Paul nolan's avatar
Paul nolan

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17203)

Review of the Monzo, Current Account:

monzo

5
Great way to keep track of spending. Reviewed on: 9th February 2018

10/10 platform and customer service

5
Quick, friendly and effective customer service. Great platform and easy to use at home or overseas. Reviewed on: 17th April 2025

Brilliant bank with something for everyone.

5
Brilliant bank with something for everyone. Very easy to use and the best bank by miles. Puts the old fashioned banks to shame. Reviewed on: 17th April 2025

absolutely SLAY

5
they are 10/10- always on hand to help and proviide support. i have moved all of my friends and family onto monzo and i love the fact i can get paid early- really helps at that difficutly last couple of days before pay day. what A SLAY bank, ps tell GREG he is officialyl a british icon, and he provides some class entertainemnt on those dull days x Reviewed on: 17th April 2025

So straight forward to use and seamless transactions.

5
So straight forward to use and seamless transactions. Quick to rectify fraudulent activity! Love it! Reviewed on: 17th April 2025

Monzo world

5
I have started using my Monzo current account for all my shopping online and in store. It's so easy to top up my account as it let's me link it with another bank account to make transfers quicker, and it even gives me the chance to get cashback from many places including supermarkets. It also let's me link my mortgage to my monzo account. There are so many possibilities with Monzo that are so useful. Reviewed on: 17th April 2025

Simple banking

5
Been a customer for ages now. Makes life easier. Reviewed on: 16th April 2025

If you're not using Monzo, I'm really not sure why

5
The most ideal way to spend abroad, easy to move money in/out of savings accounts. Great joint account without having to jump through hoops. Easy to split bills and request money from people who owe you. Cashback options and the slickest app to manage it all! Reviewed on: 16th April 2025

Monzo gave me the level of confidence about managing...

5
Monzo gave me the level of confidence about managing my finances I never thought I could have. I’m busy, chaotic, and take no pleasure in learning about managing money or budgeting. I no longer have to force myself, Monzo takes care of it for me with such simplicity and transparency I wish was within my reach years earlier. Reviewed on: 16th April 2025

Love the ease and the saver pots!

5
Love the ease and the saver pots! Reviewed on: 16th April 2025

i use monzo current account for one year.

5
i use monzo current account for one year. it is a great experience for me using monzo, features, benefits all impressive. Reviewed on: 16th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products