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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18375 reviews)

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4.93

Based on 18,375 reviews, last reviewed 8th Mar 2026

37733% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo bank was a game changer for me. Monzo bank was a game changer for me. Instant communication for any issues I had or queries I wanted clarified Reviewed on: 8th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18375)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Brilliant service dealing with a payment issues

I recently had a very bad and extremely frustrating experience with a company after buying vouchers that then didn’t work - despite numerous online ‘chats’ and emails they would not refund. I contacted Monzo as a last resort, not even sure if they would be able to help, and they were amazing - within hours of reporting it, they refunded me the full amount. The other company went on at a later date to refund me and Monzo notified me and allowed 30 days before taking the money back. A great experience in my opinion Reviewed on: 9th February 2026

Monzo are a great bank,never had any complaints, ext...

Monzo are a great bank,never had any complaints, extremely professional about the way they do business. Reviewed on: 9th February 2026

Good bank with many options for money management

Never needed to use customer services so neutral. Find them a good bank. Making saving and investing easy. The free Railcard perk saves me £30 a year Reviewed on: 9th February 2026

I have been with Monzo more than 3year now they are...

I have been with Monzo more than 3year now they are very reliable. The service is okay Reviewed on: 9th February 2026

Outstanding UX and easy management of my money.

Outstanding UX and easy management of my money. Anti-fraud features are a real plus too. Showing everything in one place is easy and the little innovations like roundups and gamified savings are great for helping put small amounts of money aside. Reviewed on: 9th February 2026

Everything you need from a bank.

Everything you need from a bank. A bank that keeps up with the modern world Reviewed on: 9th February 2026

Great all round experience.

Great all round experience.ideal for travellers, savers and those wanting a joint account or running splits with friends Reviewed on: 9th February 2026

There a good straight forward bank and the app is on...

There a good straight forward bank and the app is one of the better ones Reviewed on: 9th February 2026

Excelente smooth banking that are quite keen on find...

Excelente smooth banking that are quite keen on finding helpful ways to help you save. Fully switched to them without any issues so far. Reviewed on: 9th February 2026

Monzo banking is streamless, easy to use and user fr...

Monzo banking is streamless, easy to use and user friendly. I take my card on holiday and feel confident whdn using it Reviewed on: 9th February 2026

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