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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18389 reviews)

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4.93

Based on 18,389 reviews, last reviewed 9th Mar 2026

38200% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

changed my relationship with money... game changer, changed my relationship with money - made it healthy & saved my life x Reviewed on: 9th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18389)

Review of the Monzo, Current account:

Showing the big guys how it should be done

It is so much easier to keep track of spending. Great for joint accounts too. Reviewed on: 10th March 2021

Great alternative to online banking

I started using Monzo over a year ago to help with rebuilding my credit score and to generally control my finances. The ability to have separate pots (and virtual cards) for specific expenditure such as commuting, holidays, shopping etc makes it easy to manage budgets. The cashback offers are great and varied. Many options for savings and investments, including the 1p/day challenge which is simple but effective. All this and more is available on a very user-friendly app! Reviewed on: 9th February 2026

Very approachable

Any query’s I’ve had have been responded to swiftly and in a manner of reassurance. Reviewed on: 9th February 2026

Personalised experience from start to finish with su...

Personalised experience from start to finish with super quick response times and some great additional benefits with minimal cost! Reviewed on: 9th February 2026

Just a good secure bank that provides all the perks...

Just a good secure bank that provides all the perks you could possibly need. Reviewed on: 9th February 2026

Love Monzo, helps me to save and to manage my money...

Love Monzo, helps me to save and to manage my money knowing exactly what is coming out each month. Top customer service too. Reviewed on: 9th February 2026

Quick responses - new card came in 24 hours.

Quick responses - new card came in 24 hours.Perks offered great valet Reviewed on: 9th February 2026

I am an international student residing in UK.

I am an international student residing in UK. And monzo has helped me in identifying and managing my finance in most effective way possible. I felt like i can truly depend on monzo to manage my finance. Monzo's products like flex has also helped me in managing day to day payments and clearing it by bill date in full has also made my credit score rise up. Reviewed on: 9th February 2026

Monzo flex offers 3 interest free installments, also...

Monzo flex offers 3 interest free installments, also gives you real time credit score Reviewed on: 9th February 2026

Amazing bank

Iv been with Barclays for 14 years and moving to Monzo was the best decision Iv ever made there brilliant wish I moved sooner !!!! Reviewed on: 9th February 2026

Really good easy bank, never had an issue with it...

Really good easy bank, never had an issue with it Reviewed on: 9th February 2026

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