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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18384 reviews)

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4.93

Based on 18,384 reviews, last reviewed 8th Mar 2026

38033% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best banking app! I have had an amazing experience using the Monzo current account for my everyday banking. I’m able to save up money using pots and the savings challen... Read more Reviewed on: 8th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18384)

Review of the Monzo, Current account:

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022

Quick responses - new card came in 24 hours.

Quick responses - new card came in 24 hours.Perks offered great valet Reviewed on: 9th February 2026

I am an international student residing in UK.

I am an international student residing in UK. And monzo has helped me in identifying and managing my finance in most effective way possible. I felt like i can truly depend on monzo to manage my finance. Monzo's products like flex has also helped me in managing day to day payments and clearing it by bill date in full has also made my credit score rise up. Reviewed on: 9th February 2026

Monzo flex offers 3 interest free installments, also...

Monzo flex offers 3 interest free installments, also gives you real time credit score Reviewed on: 9th February 2026

Amazing bank

Iv been with Barclays for 14 years and moving to Monzo was the best decision Iv ever made there brilliant wish I moved sooner !!!! Reviewed on: 9th February 2026

Really good easy bank, never had an issue with it...

Really good easy bank, never had an issue with it Reviewed on: 9th February 2026

Banking with Monzo is easy and convenient to see my...

Banking with Monzo is easy and convenient to see my spending and trends. I like how it sorts my spending into different categories and helps me set targets for each category to control my spending Reviewed on: 9th February 2026

Everything is so clear and simple in Monzo.

Everything is so clear and simple in Monzo. I see it very user friendly and they’re giving us a very smooth experience. Reviewed on: 9th February 2026

Monzo makes your money work

Monzo is best when you go all-in, bringing together the majority of your banking needs to one app. The current account on its own is fantastic all the same, it just works. And with extra perks and incentives constantly being added in, I can't imagine going to another bank. Even as the free base level account it's a great choice, but the paid options are great for people with the right needs and they add real value. Reviewed on: 9th February 2026

All in one application for managing money effectively

I've been using it for more than 5 years now and haven't got any complaints ever since I've started using it ! Reviewed on: 9th February 2026

Brilliant service dealing with a payment issues

I recently had a very bad and extremely frustrating experience with a company after buying vouchers that then didn’t work - despite numerous online ‘chats’ and emails they would not refund. I contacted Monzo as a last resort, not even sure if they would be able to help, and they were amazing - within hours of reporting it, they refunded me the full amount. The other company went on at a later date to refund me and Monzo notified me and allowed 30 days before taking the money back. A great experience in my opinion Reviewed on: 9th February 2026

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