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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18385 reviews)

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4.93

Based on 18,385 reviews, last reviewed 9th Mar 2026

38067% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best mobile banking app! Application process fast and all the features in the mobile all are very easy to use. Setting up saving pots, splitting bills are amazing tools to kee... Read more Reviewed on: 9th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18385)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Been with Monzo 5 years now.

Been with Monzo 5 years now. Love the fact you can get your money a day early. Love the 1p saving pots Reviewed on: 9th February 2026

Best current account provider anywhere.

Best current account provider anywhere. App is amazing and customer service responsive and helpful Reviewed on: 9th February 2026

Good customer service and benefits

Good customer service and benefits Reviewed on: 9th February 2026

So many great ways to help you with your money.

So many great ways to help you with your money. So easy to use the app & a fantastic selection of products & incentives Reviewed on: 9th February 2026

professional; polite; efficient

Easy to deal with; professional; polite; efficient Reviewed on: 9th February 2026

Very good experience, love everything about Monzo

Very good experience, love everything about Monzo Reviewed on: 9th February 2026

Happy lot

I’ve been with Monzo 4+ years and I’ve never had an issue. I’ve used my card abroad in Ireland with no issues… Reviewed on: 9th February 2026

I’ve been using Monzo for a while now and it’s easil...

I’ve been using Monzo for a while now and it’s easily the best banking experience I’ve had. The app is super easy to use, payments are instant, and the spending insights make it really simple to keep track of my money. I love the instant notifications and the ability to freeze my card straight from the app if needed. Customer support has also been quick and helpful whenever I’ve contacted them. Overall, Monzo makes managing money feel simple and stress-free — exactly what a modern bank should do. Reviewed on: 9th February 2026

Never have any issues, fasted app to show transactio...

Never have any issues, fasted app to show transactions and up to date balance. Easy to move money and the perks account is brilliant offering good value for money and credit score access too! Shame we lost one of the three but still great! Reviewed on: 9th February 2026

The best card monzo its very good

The best card monzo its very good Reviewed on: 9th February 2026

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